Best Banks for Car Loan in Jhunjhunu
|
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
|
Interest Rate (p.a.)
|
7.35 - 7.95%
|
8.5 - 9.5 %
|
11%
|
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Car Loan Jhunjhunu Features
Three steps to drive your car home:
- Research
- Test drive
- Purchasing
Buying a car has become a dream for every common man nowadays. Limited salary and increasing expenses prohibit a common man to buy his favourite car. We are here to assist you in the third and final step by Auto Financing for your loan.
The best and beneficial way to buy your favourite car easily in a simple way is Auto Loan. Get easy funding for your car to drive your dream car home.
“No frequent visits to the Bank. Save your precious time. The Best Car Loan will be waiting at your doorstep. Enjoy the ride of your dream car by availing the Doorstep and Personalized Services of Dialabank.com.
Car Loan Jhunjhunu Interest Rate
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Car Loan | (1999 - 4999) + Tax |
2%, Nil foreclosure charges after 24 months
|
| Axis Bank Car Loan | 1 % to 2.50% | Nil |
| Private Bank Car Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 36 months
|
| SBI Car Loan | 500/- to 0.50% | Nil |
| Kotak Car Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Car Loan | Nil | Nil |
| Muthoot Car Loan | Nil | Nil |
| Manappauram Car Loan | Nil | Nil |
| PNB Car Loan | 0.70% to 1% | Nil |
| Canara Bank Car Loan | 0.01 | Nil |
| Andhra Bank Car Loan | Nil | Nil |
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Jhunjhunu Documents Required
Documents required for car loan are as followed:
- Proof of Identity: PAN Card, Voters ID card,Passport copy, Driving License
- Proof of Income: For Salaried People– Salary slip with form 16 of latest 3-month. For Self Employed- Latest ITR
- Proof of Address: Driving license /Telephone Bill / Voters card / Ration card /Passport Copy / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Jhunjhunu Eligibility Criteria
The car loan eligibility requirements are as followed:
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: For Salaried People- minimum of 2 years of employment experience and 1 year in current employment. / For Self Employed– Minimum 3 years of business experience.
- Minimum Annual Income: Net annual income for Salaried Person should be Rs 100000. For Self- Employed Net profit Rs.100000 p.a. for mid-sized and premium cars, Rs. 60000 p.a for standard cars.
Car Loan for Major Car Manufacturers in Jhunjhunu
TABLE WILL APPEARProcessing Fees & Prepayment Charges on Car Loan Jhunjhunu
| Category | Details |
| Processing Charges |
1999 - 4999 + Tax
|
| Prepayment |
No prepayment is allowed until 12 EMIs are paid
|
| Preclosure |
No foreclosure is allowed until 12 EMIs are paid
|
|
Prepayment Charges
|
13-24 months: 2% of loan principal outstanding
|
|
>36 months: Nil Charges
|
|
| Stamp Duty |
As per state laws
|
| Cheque Bounce Chgs |
₹ 550/chq + GST
|
| Floating Rate of Interest | Not Applicable |
| Overdue EMI Interest |
2% p.m.(on overdue amount)
|
| Amortisation Schedule Chgs | Rs 200 + GST |
CIBIL Score Required for Car Loan in Jhunjhunu
CIBIL score reflects your credit history in the past as well as your defaults in repayment of your previous loans. A good credit score is considered as 750 and above as most of the financial institutions ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan. A Lower CIBIL score than 750 can attract a higher rate of interest.
A very low CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan.
Car Loan Jhunjhunu Contact Number
For the assistance of any sort, you cal drop us a call at 9878981166.
Pre Calculated EMI Table for Car Loan Jhunjhunu
| Rate | 5 Yrs | 4 Yrs | 3 Yrs |
| 10.50% | 2149 | 2560 | 3250 |
| 11.00% | 2174 | 2584 | 3273 |
| 11.50% | 2199 | 2608 | 3297 |
| 12.00% | 2224 | 2633 | 3321 |
| 12.50% | 2249 | 2658 | 3345 |
| 13.00% | 2275 | 2682 | 3369 |
| 13.50% | 2300 | 2707 | 3393 |
| 14.00% | 2326 | 2732 | 3417 |
| 14.50% | 2352 | 2757 | 3442 |
| 15.00% | 2378 | 2783 | 3466 |
About Jhunjhun
The town of Jhunjhunu is the state of Rajasthan in India. It is the administrative headquarters of Jhunjhunu District. It is located 180 km from Jaipur and 245 km from Delhi. It is famous for the frescos on its grand Havelis, a special artistic feature of this region.
Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.
Car Loan EMI Calculator
Other Car Loan Cities In Rajasthan
| Car Loan Bundi | Car Loan Beawar |
| Car Loan Bikaner | Car Loan Behror |
| Car Loan Bhilwara | Car Loan Barmer |
| Car Loan Bharatpur | Car Loan Baran |
