Best Banks for Car Loan in Jasdan
Car Loan Jasdan Features
Are you searching for a car loan? If yes, then your wait is over as we at Dialabank brings you amazing offers for a car loan in Jasdan. We provide the lowest rate of interest for car loans Jasdan, which you won’t find anywhere else.
We offer Car loans for both working sectors from Self-employed to salaried people. Dialabank offers you the car loans on new as well as used cars.
To fulfill your dream of having your own car, a car loan is a financial help provided by banks and NBFC’s. They offer necessary financing for buying a car which can be on Ex-Showroom Price or On-Road Price of the car. With easy repayment options, a car loan is a secured loan. The loan amount is offered on Interest charges which alter from bank to bank. In easy installments, one can pay for the vehicle.
Car Loan Jasdan Interest Rates
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Jasdan Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identity: Passport copy, Voters ID card, PAN Card, Driving License
- Income Proof: form 16 with latest 3-month salary slip
- Residence Proof: Ration card / Voters card / Passport Copy / Driving license / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identity Proof: Passport copy, Voters ID card,PAN Card, Driving License
- Income Proof: Latest ITR
- Address Proof: Driving license / Voters card / Ration card/ Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Jasdan Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: a minimum of 2 years of employment experience and 1 year in current employment.
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs.100000 per annum for mid-sized and premium cars and Rs. 60000 per annum for standard cars
Car Loan for Major Car Manufacturers in Jasdan
TABLE WILL APPEAR
Processing Fees/ Prepayment Charges on Car Loan in Jasdan
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan Jasdan
A CIBIL score of 750 and above is considered to be very good and it attracts a lower interest rate for car loans in Jasdan. However, if you have a good income, a CIBIL score between 650 to 750 could be taken but a bit higher interest rate will be offered in that case. Your application might be refused if you have defaulted in your CIBIL score which is very low.
Most foundations prefer to give loans only with a minimum CIBIL score of 750. The foundations along with the overall score also examine for the detailed behavior on the previous loans taken. This includes details on amount you have borrowed and the type of loan taken. Any late payments for previous loans can become an obstacle to your availing a fresh loan.
For more information on the score, check your CIBIL score in your credit report.
Car Loan Jasdan Contact Number
Call us at 9878981166 to get on car loans in Jasdan and exclusive offers on car loans.
Pre Calculated EMI Table for Car Loan Jasdan
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Jasdan
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