Car Loan Hooghly

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Best Banks for Car Loan in Hooghly

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Hooghly Features

Want to take a car? But lacking in funds? Don’t worry. We have a solution. We Dialabank helps people to compare, analyze, and choose the best loan possible.

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. They offer necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy loan repayment options. The loan amount is provided on Interest charges which vary from bank to bank. One can pay for the vehicle in easy installments.

Some key features of car loan in Hooghly are the following:

Easy monthly repayment options are accessible for you.
You can avail of an instant car loan.
Loan Tenure period varies from 1-7 years
There is a provision of reasonable interest rates offers to fulfill your desires.
There are no hidden or supplementary charges for car loan applications and assistance.

Car Loan Hooghly Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Hooghly Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest 3-month salary slip with form 16
Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed Individuals:

Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest ITR
Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

Car Loan Hooghly Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year in current employment and a minimum of 2 years of employment
Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least 3 years in business
Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Hooghly

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Car Loan in Hooghly

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Hooghly

Every financial institution has its criteria for the CIBIL score required for processing the Car Loan application in Hooghly so that they can minimize the risk of lending to the customer. Most institutions require a minimum score of CIBIL of 750 or above for the processing of your car loan application in Hooghly. Also having a good CIBIL score helps to loans at a cheaper rate of interest.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans you have taken. This includes details on the type of loan taken and the loan amount borrowed. Any delayed payments for previous loans can act as an obstacle to your availing a fresh loan.

Car Loan Hooghly Agent Contact Number

You can get a car loan Hooghly easily from Dialabank by dialing this number 9878981166.

Pre Calculated EMI Table for Car Loan Hooghly

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Hooghly

Online Car Loan EMI Calculator

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About Hooghly

Hooghly district is one of the districts of the state of West Bengal in India. It can alternatively be spelled Hoogli or Hugli. The district is named after the Hooghly River. The headquarters of the district are at Hooghly-Chinsura (Chuchura). There are four subdivisions: Chinsura Sadar, Serampore, Chandannagar, and Arambag.

According to the 2011 census Hooghly district has a population of 5,519,145.

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