Car Loan Himatnagar

Best Banks for Car Loan in Himatnagar

Car Loan Himatnagar Features

Car loans are the best way to purchase a new car of your dreams. When you take Car Loan Himatnagar then it means you have borrowed money from the lender and you will pay it back over some time with the interest until or unless you take advantage of the manufacturer’s special offer of zero percent interest. Features of  Car Loan Himatnagar

1. Easy and comfortable EMIs offers
2. Car Loan Himatnagar Tenure period falls between 1-7 years
3. Instantly loan available
4. Affordable car loan interest Rates
5. No extra hidden charges
6. Minimum Documentation
7. Flexibility of payment

Car Loan Himatnagar Interest Rate

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Himatnagar Documents Required

Documents required for car loan are as followed:

For salaried:

• Identity Proof which is required: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
• Income Proof which is required: Latest 3-month salary slip with form 16 of the applicant
• Address Proof which is required: Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant
• Bank Statement which is required: Last 6 months bank statement of the applicant

For self-employed:

• Identity Proof which is required: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
• Income Proof which is required: Latest Income Tax Report of the applicant
• Address Proof which is required: Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant
• Bank Statement which is required: Last 6 months bank statement of the applicant

Car Loan Himatnagar Eligibility Criteria

The car loan eligibility criteria requirements are as followed:

For salaried:

• Minimum age: 21 years old needed to get the loan
• Maximum age at loan maturity: 65 years old needed to get the loan
• Minimum employment: 1 year in current employment and a minimum of 2 years of employment needed to get the loan
• Minimum Annual Income: For Salaried Rs 100000 net annual income needed to get the loan

For self-employed:

• Minimum age: 21 years old needed to get the loan
• Maximum age at loan maturity: 65 years old needed to get the loan
• Minimum employment: at least 3 years in business needed to get the loan
• Minimum Annual Income:  Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars needed to get the loan

Car Loan for Major Car Manufacturers in Himatnagar

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Processing Fees & Prepayment Charges on Car Loan Himatnagar

CIBIL Score Required for Car Loan in Himatnagar

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CIBIL Score plays a vital role while getting a car loan. The higher your CIBIL score the higher amount of loan you will get at minimum time. Generally, the reason behind this a CIBIL score usually shows the behavior of the applicant towards his/her credits. If the score is not good means the customer has a bad credit record, he/she might not be good with his/her past and present credits or debts. It may create a big problem for the customer. A CIBIL score of more than 700 is usually considered a good credit score.

Car Loan Himatnagar Contact Number

You can get a car loan Himatnagar easily from Dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Himatnagar

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