Car Loan Habra

Best Banks for Car Loan in Habra

Car Loan Habra Features

Seeking a dream of purchasing your own car?  But don’t have enough money? Don’t worry. Dialabank financial services help customers to compare, analyze and choose the best possible loans.

Car loans are provided by banks and NBFC’s for both ex-showroom and on-road prices and for both brand new and second-hand cars. You can easily get car loans in Morigaon tailor-made for you, by choosing the tenure of the loan yourself! Some of the other features you can get access to are:

• Car loans are available at low-interest rates
• Almost all major banks and NBFCs offer car loans in Morigaon in your vicinity
• The documentation process is quick, efficient and hassle-free
• Car loans are easily available through DialaBank

Car Loan Habra Interest Rate

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Habra Documents Required

A person should review the documents required for car loan before making a decision.

Apply for a Car Loan

For salaried:

• Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
• Income Proof: Latest 3-month salary slip with form 16 of the applicant
• Any Address Proof
• Bank Statement: Last 6 months original and photocopies of bank statement of the applicant.

For self-employed:

• Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
• Income Proof:  Latest Income Tax Report of the applicant
• Any Address Proof
• Bank Statement: Last 6 months original and photocopies of bank statement of the applicant.

Car Loan Habra Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For salaried:

• Minimum age: 21 years old
• Maximum age at loan maturity: 65 years old
• Minimum employment:1 year in current employment and a minimum of 2 years of employment
• Minimum Annual Income:  Rs 1 lakh net annual income

For self-employed:

• Minimum age: 21 years old
• Maximum age at loan maturity: 65 years old
• Minimum employment: at least 3 years in business
• Minimum Annual Income:  Net profit Rs. sixty thousand p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Habra

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Habra

CIBIL Score Required for Car Loan in Habra

Apply for a Car Loan

Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Habra so that they can minimize the risk of lending to you and also if your CIBIL score is high you get an interest rate at a much lower interest rate than others. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest.

The institutions don’t just check the overall CIBIL score but even the detailed behavior on the previous loans taken and paid. This includes details on the type of loans availed and the sum borrowed.

Car Loan Habra Contact Number

If you have any queries regarding the car loan in Habra, feel free to contact us on the number 9878981166 for assistance.

Pre Calculated EMI Table for Car Loan Habra

Car Loan EMI Calculator

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