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Buy your dream Car
Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice
Nowadays everyone wishes to own a car to make life easier. But not everyone has the needed financial situation. Are you coping with this trouble? Don’t worry. We Dialabank financial services help consumers to compare, analyze, and select the best loans possible.
We provide car loans starts at an attractive rate of interest to both self-employed as well as salaried individuals. We provide car loans on new and used cars.
Some key features of car loan in Gondal are the following:
Easy monthly repayment options are accessible for you.
Instantly car loan available
Loan Tenure period ranges from 1-7 years
There is a provision of affordable interest rates offers to fulfill your wishes.
There are no hidden charges
Car Loan Gondal Interest Rates
Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
Processing Fees / Prepayment Charges on Car Loan in Gondal
Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Gondal
CIBIL score reflects your credit history in the past and your defaults in the refund of your previous loans. A good credit score is taken into consideration as 750 and above by most of the financial foundations ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your Car Loan Gondal. A Lower CIBIL score than 750 can afford a bit of a higher rate of interest.
A very low CIBIL score can lead to refusal of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration for a Car Loan Gondal. If there are any late payments for previous loans, it will create an obstacle for availing of a fresh loan.
Car Loan Gondal Agent Contact Number
Apply with Dialabank on the online platform and avail the best offers on a car loan with approval quickly and extra benefits or you can make a missed call on this number for any queries about the car loan in Gondal 9878981166.
Our customer care executive offers you guidance and assistance to solve your queries about the car loan.
Gondal is a city and a municipality in the Rajkot district in Gujarat state, India. It was one of the eight first-class princely states of Kathiawar Agency, Bombay Presidency in British India. It had a population of 113,000 in 2011.
