Best Banks for Car Loan in Golaghat
Car Loan Golaghat Features
Have a dream car in mind but don’t have sufficient finance? Want to own a personal car that can fulfil your essential need? Apply for a car loan Golaghat at affordable best interest rates.
A car loan is a type of secured loan that an individual can avail to buy a new or a used car, however, required. The collateral security, in this case, is the car a person wants to buy which means the loan amount is provided against the car. Some of the features of car loan as follows:
- Instantly available
- Loan Tenure period varies from 5-7 years
- Affordable car loan interest Rate
- Easily and quickly available loans
- No hidden charges
Car Loan Golaghat Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Golaghat Documents Required
Documents required for car loan are as followed:
For salaried:
- Identity Proof: Aadhar Card/ Driving License/ Passport Copy, etc. are majorly accepted
- Income Proof: Previous 3 months bank statements and salary slips
- Address Proof: Permanent address proof like Water Bill/ Telephone bill/ Voter ID/ Passport Copy
- Photograph: 2 recent passport size photographs
For self-employed:
- Identity Proof: Aadhar Card/ Driving License/ Passport Copy, etc. are majorly accepted
- Income Proof: recent ITR files for a self-employed individual are considered for a car loan
- Address Proof: Permanent address proof like Water Bill/ Telephone bill/ Voter ID/ Passport Copy
- Photograph: 2 recent passport size photographs
Car Loan Golaghat Eligibility Criteria
The car loan eligibility criteria requirements are as followed in Golaghat:
For salaried:
- The age limit for availing a car loan among 21 to 65 years
- A salaried person must be working in the current organization for at least a year.
- An employed individual must have a minimum salary of Rs 25k to avail of a car loan.
For self-employed:
- The age limit for availing a car loan among 21 to 65 years
- A Self-employed individual must have his business running from at least the previous three years.
- An employed individual must have a minimum salary of Rs 25k to avail of a car loan.
Car Loan for Major Car Manufacturers in Golaghat
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Golaghat
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Golaghat
CIBIL score is an essential criterion for avail a car loan based on which the banks and NBFCs approve a car loan to any customer. The minimum requirement of a CIBIL score for a car loan Golaghat varies from bank to bank. Generally, a score above 750 is considered to be a good score for any individual to be eligible to apply for a car loan in the city.
It is important that one should clear all the previous pending dues and debts in order to maintain a good credit score, before availing a car loan. Default in your credit score will act as a hurdle in your opportunities for availing a fresh loan in the future.
Car Loan Golaghat Contact Number
To get an instant car loan Golaghat you can visit our website or call on 9878981166 to get personalized assistance.
Pre Calculated EMI Table for Car Loan Golaghat
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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