Best Banks for Car Loan in Ghazipur
Car Loan Ghazipur Features
Looking to buy a new car? then don’t wait, select the required car. We will provide the car loan. Just visit Dialabank and apply for the loan. You will receive a loan with a good rate of interest. Now just get a car loan with a good CIBIL score and minimum documents. By submitting all those we can get the loan at a good rate of interest. You can repay the loan by EMIs so there will not be any effect for the monthly budget.
Car Loan Ghazipur Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Ghazipur Documents Required
Documents required for car loan are as followed:For salaried:
- Passport copy, PAN Card, Voters ID card, Driving License are required.
- For Salaried- Latest 3-month salary slip with form 16
- Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
- The last 6 months bank statement is required.
- 2 passport size photos are needed.
For self-employed:
- Passport copy, PAN Card, Voters ID card, Driving License are required.
- For Salaried- Latest Income tax returns required.
- Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
- The last 6 months bank statement is required.
- 2 passport size photos are needed.
Car Loan Ghazipur Eligibility Criteria
The car loan eligibility requirements are as followed:For salaried:
- Firstly, the monthly income of the applicant should be Rs. 18k minimum.
- Secondly, the minimum applicant age 21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
- Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
- Besides that, the applicant must have secure employment working the current job status of one year as well as regular income in the account.
- More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
- Besides that, the borrower should have some source of income.
- After that, the borrower must be an Indian citizen.
- After that, the borrower should be from two years in employment as well as from 1 year in the same company.
- Finally, CIBIL scores of the borrower should be more than 750.
For self-employed:
- Firstly, the monthly income of the applicant should be Rs. 18k minimum.
- Secondly, the minimum applicant age 21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
- Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
- More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
- Besides that, the borrower should have some source of income.
- After that, the borrower must be an Indian citizen.
- Moreover, the borrower should be in the business for two years.
- Finally, CIBIL scores of the borrower should be more than 750.
Car Loan for Major Car Manufacturers in Ghazipur
TABLE WILL APPEAR Apply for a Car LoanProcessing Fees & Prepayment Charges on Car Loan Ghazipur
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Ghazipur
CIBIL score plays a key role while getting the loan. If your CIBIL score is between 750-900. You will get the quick loan approvals. If the CIBIL score is less than 700 then your application will be pending. Moreover, check your CIBIL score before you apply for the loan. If you do not repay your EMI your Cibil score will be reduced. The applicant has to pay monthly EMIs according to there schedule of the bank.
Car Loan Ghazipur Contact Number
For instant help and any more queries, you can call 9878981166.
Pre Calculated EMI Table for Car Loan Ghazipur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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About Ghazipur
FAQs about Car Loan Ghazipur
✅ Can I get a loan to purchase a used car in Ghazipur?
Yes, you have to use your credit history and previous arrangement with the prospective bank or any other lender in Ghazipur to negotiate the interest rate on your car loan. Regularly paying your past loans/credit cards EMI with your prospective bank or any other lender will help you get a car loan with a lower interest rate.✅ What is the typical tenure of a car loan in Ghazipur?
A car loan can last anywhere between one to five years. The higher the EMI, the shorter your loan term, and the opposite is valid for longer car loan terms. Currently, only limited lenders are offering car loans on terms of up to seven years in Ghazipur.✅ Do I need a loan guarantor or co-borrower in Ghazipur?
If you are unable to meet the lending institution’s eligibility standard, such as monthly salary, age, or credit score, a loan guarantor or co-borrower is required. You can even apply for a car loan of your own.Other Cities For Car Loan In Uttar Pradesh
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