Best Banks for Car Loan in Garhwa
Car Loan Garhwa Features
Now get the car loan with easy monthly repayment options and also with Affordable Interest Rates. Car Loan is Instantly available. we also can get the Loan Tenure period varies from 5-7 years. No hidden charges in Car Loan. just visit the dialabank website, from there you can get a loan amount instantly.No frequent visits to the Bank. Save your precious time. The Best Car Loan will knock at your door.
Car Loan Garhwa Interest Rates
- The applicant requires less than Rs. 3 lacs then the interest rate will be 10.25% per annum.
- Secondly, the amount of loan is between Rs.3 lacs to Rs.6 lacs, then the interest rate will be 9.50% per annum.
- Moreover, for the loan amount between Rs.6 lacs and Rs.10 lacs, a 9.25% interest rate will be charged.
- If the loan amount is between Rs.10-20 lacs, then the interest rate charged will be 9.00% per annum.
- Lastly, the loan amount above Rs. 20 lacs then the interest rate will be 8.70% per annum.
- The interest rate for used cars starts at 14.00% per annum.
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Garhwa Documents Required
Documents required for car loan are as followed:
For Salaried Individuals
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: – Latest 3-month salary slip with form 16
- Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
- Bank Statement: Last 6 months.
For Self Employed
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: – Latest ITR reports.
- Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
- Bank Statement: Last 6 months
Car Loan Garhwa Eligibility Criteria
The car loan eligibility requirements are as followed in Rajnandgaon:
Salaried
- Firstly, the minimum age of the applicant should be not less than 21 years.
- Further, the maximum age should be 65 for loan maturity.
- Minimum employment: At least 1 year in current employment and a minimum of 2 years of employment.
- Minimum Annual Income: It should be Rs 1,00,000 net annual income.
- Also, the contact number is required.
Self Employed
- Firstly, the minimum age of the applicant should be 30 years or above
- The maximum age should be 60 at loan maturity
- In this, minimum employment should be at least 2 years in business
- Furthermore, the minimum annual income should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.
Car Loan for Major Car Manufacturers in Rajnandagaon
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan in Garhwa
check here for the processing Fees and Prepayment charges on a car loan.
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
Car Loan Garhwa Agent Contact Number
To get an easy and instant car loan you can visit DialaBank or call on 9878981166 to get personalized assistance. Our relationship managers are well trained and will assist you in the best ever way possible in order to provide you with a deal most suited for you.
Pre Calculated EMI Table for Car Loan Garhwa
Check here of Pre calculated EMI table for a car loan.
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Garhwa
Car loan EMI can be calculated by the Car loan EMI Calculator provided by Dialabank. The calculator is free to use and you can use it as many times you want. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.
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