About Car Loan for Lexus
If you are planning or dreaming for Lexus cars and don’t have funds, then apply for Lexus Car Loan with Dialabank. Car Loan is a secured loan provided by the different banks and NBFC’s. Dialabank is offering the lowest rate of Interest to its customers.
We are also providing the best schemes for you like minimum documentation with less processing fee. So, apply for Dialabank Lexus car loan for doorstep services and for instant approval.
Check out top-selling Lexus models and apply now for Car Loan for Lexus
Lexus | ||
Lexus ES | Price | Rs. 59.13 Lakhs |
Mileage | 22.37 kmpl | |
Transmission | Automatic (CVT) | |
Lexus RX | Price | Rs. 1.28 Crores onwards |
Mileage | 18.8 kmpl | |
Transmission | Automatic | |
Lexus NX | Price | Rs. 54.34 Lakhs onwards |
Mileage | 18.32 kmpl | |
Transmission | Automatic (CVT) | |
Lexus LX | Price | Rs. 2.33 Crores onwards |
Mileage | 9.6 kmpl | |
Transmission | Automatic | |
Lexus LS | Price | Rs. 1.81 Crores onwards |
Mileage | 15.4 kmpl | |
Transmission | Automatic (CVT) |
Features and Benefits of Car Loan for Lexus from Dialabank
- We offer extremely quick service to the customers
- Loans are approved within 24 hours after the documentation process
- The minimum loan amount is Rs 1 lakh, and maximum Loan amount depends upon the price of the car, varies with the car model, profile of the customer etc
- The maximum loan amount is up to 90-95%% of the ex-showroom price of the car
- LTV (Loan to value) of up to 90% of the ex-showroom price of the car
- Repayment period ranges from 1 to 7 years
- Prepayment is allowed after 6 months from the disbursement of the loan
Car Loan for Lexus Interest Rates
New Car Loan |
|
Loan Band |
Deviation Rate Grid with MI/SK/CP |
Less than 3 lacs |
10.60% |
3 – 6 lacs |
9.50% |
6 – 10 lacs |
9.35% |
10 – 20 lacs |
9.10% |
more than 20 lacs |
8.85% |
Used Car Loan |
||
Loan Band |
Tenure less than 23 Months |
Tenure less than 3 Months |
less than 3 Lacs |
15.00% |
15.50% |
3 – 6 Lacs |
14.50% |
15.00% |
6 – 10 Lacs |
13.50% |
14.00% |
10 – 20 Lacs |
13.00% |
13.50% |
more than 20 Lacs |
12.75% |
13.25% |
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Fee & Charges
Fees & Charges |
||
Stamp Duty |
At Actuals |
|
Processing fees |
Loan Amount less than 20 lacs |
Rs.1750/- |
Loan Amount more than or equal to 20 lacs |
Rs.2250/- |
|
All |
Rs.300/- |
|
Legal, Repossession & Incidental charges |
At Actuals |
|
Loan Reschedulement charges |
Rs.1000/- |
Now fulfill your dream of buying a car with Dialabank. Submit the following documents to our branch or apply online at dialabank to check your eligibility.
Car Loan for Lexus Eligibility criteria
The car loan eligibility requirements are as followed:
Salaried
- Age – Minimum 21 years at the time of application upto Maximum 65 years (more than 65 years co-applicant is needed)
- Income –Minimum Income must be Rs.2,50,000/- per annum.
- Work Experience –A minimum of 2 years of total experience, and must have completed 1 year of service with the current employer immediately prior to application.
- Residence stability- 2 years in the city and 1 year in the current residence or should be residing the own house
Documentation Required
Documents required for car loan are as followed:
- 2 passport size photos
- Identity proof- Driving License / Passport / Voter Id / Aadhar card / PAN card
- Residence Proof- Water Bills / Rental agreements / Electricity Bills / PAN card / Voter Id / Aadhar card / Driving License
- Income Proof- Latest 3 months salary slip
- Latest 6 months banking statements
Self-Employed
- Age – Minimum 30 years at the time of application upto maximum 60 yrs (less than co=applicant is needed)
- Income –A minimum net profit of Rs.2,00,000/- per annum.
- Business Experience – 2 years of minimum business stability mitigated with proof.
- Residence stability – 2 years in the city and 1 year in the current residence or should be residing the own house
Documentation Required
- 2 passport size photos
- Identity proof- Driving License / Passport / Voter Id / Aadhar card / PAN card
- Residence Proof- Water Bills / Rental agreements / Electricity Bills / PAN card / Voter Id / Aadhar card / Driving License
- Income Proof- Latest 2 years ITR with computation
- Latest 6 months banking statements
- Business Proof- CST Certificate / Labour act, Shop Establishment act / SSI Certificate, Rental deed / Utility deed in the name of the company
How to Apply?
Apply online on www.dialabank.com
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Used Car Loan EMI Calculator | SIP Calculator |
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