About Car Loan for Kia
As you know Kia the South Korean automobile company entering the Indian market in 2019. If you are planning or dreaming for Kia cars and don’t have funds, then apply for Kia Car Loan with Dialabank. Car Loan is a secured loan provided by the different banks and NBFC’s.
Dialabank is offering the lowest rate of Interest to its customers. We are also providing the best schemes for you like minimum documentation with less processing fee. So, apply for Dialabank Kia car loan for doorstep services and for instant approval.
About Kia
Kia Motor Corporation is a South Korean automobile company headquartered in Seoul. The company was founded in December 1944 and is the 2nd largest automobile manufacturer.
The company began to manufacture cars in 1986 with a diversification to the US market and the Gulf in the 1990s. The company will begin its operations in India with a premium SUV, compact sedan and possibly a compact SUV.
Check out top-selling Kia models and apply now for a Car Loan for Kia
Kia Rio | ||
Kia SP | Expected Price: Rs. 14 Lakhs | Upcoming |
Expected to launch in July 2019 | ||
Kia Rio | Expected Price: Rs. 6 Lakhs | Upcoming |
Expected to launch in January 2020 |
Features and Benefits of Car Loan for Kia from Dialabank
- We offer extremely quick service to the customers
- Loans are approved within 24 hours after the documentation process
- The minimum loan amount is Rs 1 lakh, and maximum Loan amount depends upon the price of the car, varies with the car model, profile of the customer etc
- The maximum loan amount is up to 90-95%% of the ex-showroom price of the car
- LTV (Loan to value) of up to 90% of the ex-showroom price of the car
- Repayment period ranges from 1 to 7 years
- Prepayment is allowed after 6 months from the disbursement of the loan
Car Loan for Kia Interest Rates
New Car Loan |
|
Loan Band |
Deviation Rate Grid with MI/SK/CP |
Less than 3 lacs |
10.60% |
3 – 6 lacs |
9.50% |
6 – 10 lacs |
9.35% |
10 – 20 lacs |
9.10% |
more than 20 lacs |
8.85% |
Used Car Loan |
||
Loan Band |
Tenure less than 23 Months |
Tenure less than 3 Months |
less than 3 Lacs |
15.00% |
15.50% |
3 – 6 Lacs |
14.50% |
15.00% |
6 – 10 Lacs |
13.50% |
14.00% |
10 – 20 Lacs |
13.00% |
13.50% |
more than 20 Lacs |
12.75% |
13.25% |
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Fee & Charges
Fees & Charges |
||
Stamp Duty |
At Actuals |
|
Processing fees |
Loan Amount less than 20 lacs |
Rs.1750/- |
Loan Amount more than or equal to 20 lacs |
Rs.2250/- |
|
All |
Rs.300/- |
|
Legal, Repossession & Incidental charges |
At Actuals |
|
Loan Reschedulement charges |
Rs.1000/- |
Now fulfill your dream of buying a car with Dialabank. Submit the following documents to our branch or apply online at dialabank to check your eligibility.
Car Loan for Kia Eligibility criteria
The car loan eligibility requirements are as followed:
Salaried
- Age – Minimum 21 years at the time of application upto Maximum 65 years (more than 65 years co-applicant is needed)
- Income –Minimum Income must be Rs.2,50,000/- per annum.
- Work Experience –A minimum of 2 years of total experience, and must have completed 1 year of service with the current employer immediately prior to application.
- Residence stability- 2 years in the city and 1 year in the current residence or should be residing the own house
Documentation Required
Documents required for car loan are as followed:
- 2 passport size photos
- Identity proof- Driving License / Passport / Voter Id / Aadhar card / PAN card
- Residence Proof- Water Bills / Rental agreements / Electricity Bills / PAN card / Voter Id / Aadhar card / Driving License
- Income Proof- Latest 3 months salary slip
- Latest 6 months banking statements
Self-Employed
- Age – Minimum 30 years at the time of application upto maximum 60 yrs (less than co=applicant is needed)
- Income –A minimum net profit of Rs.2,00,000/- per annum.
- Business Experience – 2 years of minimum business stability mitigated with proof.
- Residence stability – 2 years in the city and 1 year in the current residence or should be residing the own house
Documentation Required
- 2 passport size photos
- Identity proof- Driving License / Passport / Voter Id / Aadhar card / PAN card
- Residence Proof- Water Bills / Rental agreements / Electricity Bills / PAN card / Voter Id / Aadhar card / Driving License
- Income Proof- Latest 2 years ITR with computation
- Latest 6 months banking statements
- Business Proof- CST Certificate / Labour act, Shop Establishment act / SSI Certificate, Rental deed / Utility deed in the name of the company
How to Apply?
Apply online on www.dialabank.com
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Used Car Loan EMI Calculator | SIP Calculator |
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Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.
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