Car Loan Doda

Car Loan Doda

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Best Banks for Car Loan in Doda

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate (p.a.)	7.35 % - 7.95 %	8.5 % - 9.5 %	11 %
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Doda Features

car loan doda Insufficient amount! don’t worry Dialabank will help you. just visit the dialabank website and apply for the car loan. get the car loan within minutes and also with attractive prices. A Car is like social status, once we own a car then we will be framed as a special status in people’s minds.

Car Loan Doda Interest Rate

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New car:

The applicant requires less than Rs. 3 lacs then the interest rate will be 10.25% per annum.
The amount of loan is between Rs.3 lacs to Rs.6 lacs, then the car loan interest rate will be 9.50% per annum.
For the loan amount between Rs.6 lacs and Rs.10 lacs, a 9.25% interest rate will be charged.
If the loan amount is between Rs.10-20 lacs, then the interest rate charged will be 9.00% per annum.
Lastly, the loan amount above Rs. 20 lacs then the interest rate will be 8.70% per annum.

Used Car
The interest rate for used cars starts at 14.00% per annum.

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Doda Documents Required

Documents required for car loan are as followed:

For Salaried Employees

Proofs like Pan card, Aadhar Card, or Voter id are required.
The Latest 3-month salary slip with form 16.
Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
Last 6 months bank statement.

For Salaried Employees

Proofs like Pan card, Aadhar Card, or Voter id are required.
The Latest Income tax returns are required.
Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
Last 6 months bank statement.

Car Loan Doda Eligibility Criteria

The car loan eligibility criteria requirements are as followed in Doda:

For Salaried Employees

The minimum age of the applicant to apply for the loan is 21 years.
The maximum age of the applicant to apply for the loan maturity is 65 years.
the borrower should have some source of income.
After that, the monthly income of the applicant should be Rs. 18k minimum.
The borrower should be from two years in employment as well as from 1 year in the same company.
CIBIL scores of the borrower should be more than 750+.

For Self Employed

The minimum age of the applicant to apply for the loan is 21 years.
The maximum age of the applicant to apply for the loan maturity is 65 years.
the borrower should have some source of income.
the borrower should be in the business for two years.
CIBIL scores of the borrower should be more than 750+.

Car Loan for Car Manufacturers in Doda

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Doda

check here for the processing Fees and Prepayment charges on a car loan.

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Doda

CIBIL score plays a key role while getting the loan. if your Cibil score is between 750-900. then you will get the quick loan approvals. if the Cibil score is less than 700 then your application will be pending. so, check your Cibil score before you apply for the loan. if you pay your EMIs in time then your Cibil score will be increased. if you do not repay Your EMI your Cibil score will be reduced. the applicant has to pay monthly EMIs according to there schedule of the bank.

Car Loan Doda Contact Number

For instant help and any more queries, you can call 9878981166. For further assistance regarding car loans in Doda you can visit our website Dialabank.

Pre Calculated EMI Table for Car Loan Doda

check here of Pre calculated EMI table for a car loan.

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Doda

Doda is a village in the Patiala district located in the Indian states of Punjab. this is 10 km far from Nabha. The climate of the area is not uniform due to wide variations in altitude from place to place.