Best Banks for Car Loan in Digboi
Car Loan Digboi Features
Since the mobility of people increased, people travel daily for many things. Having a car is really makes life easier. It is the best option to travel comfortably as well as it saves your valuable time. Now the days of saving and waiting for the car are over. We Dialabank financial services help customers to compare, analyze and choose the best loan possible. Just apply for the car loan through Dialabank. If your CIBIL is good then you will get a good rate of interest and also you will get high tenure for loan repayment.
All the banks and NBFCs are ready to provide car loans. you can get the loan amount for Ex-showroom price and also, if required you will get a loan for on-road price also. You just need to perform the following steps:
- Visit Dialabank
- Go to the loan section and select an auto loan followed by a car loan link.
- Provide all your information, including your phone number.
- You will receive a phone call from our experts, and they will guide you further.
Car Loan Digboi Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Digboi Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Digboi Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Digboi
TABLE WILL APPEAR Apply for a Car LoanProcessing Fees / Prepayment Charges on Car Loan Digboi
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Digboi
Every financial institution has its criteria for CIBIL score required for processing the Car Loan application in Digboi so that they can minimize the risk of lending to the customer. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest.
Car Loan Digboi Agent Contact Number
You can get a car loan Digboi easily from Dialabank by contacting the number 9878981166.
Pre Calculated EMI Table for Car Loan Digboi
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Digboi
About Digboi
Digboi is a town and a town area committee in Tinsukia district in the north-eastern part of the state of Assam, India. Digboi is known as the Oil City of Assam where the first oil well in Asia was drilled. The first refinery was started here as early as 1901. Digboi has the oldest oil well in operation. Digboi had a well-developed infrastructure and a number of bungalows unique to the town. It has eighteen holes golf course as part of the Digboi Club. It has guest houses and tourist residential apartments laid on Italian architectural plan to promote tourism in upper Assam. As of 2011 India census, Digboi has a population of 21,736.
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