Car Loan Churu

Best Banks for Car Loans in Churu

Car Loan Churu Features

Everyone wants to own a car to fulfill the needs of his/her loved ones. Purchasing a Car requires a huge amount. To buy your dream car, you can opt for Auto Financing.

It is an easy process of getting a loan on the Lowest Interest Rates and Affordable EMIs. You can pay for the vehicle in easy installments. We will assist you in availing of the Best Car Loan.

“No frequent visits to the Bank. Save your precious time. The Best Car Loan will knock at your door. Avail the Doorstep and Personalized Services of Dialabank.com and enjoy the ride of your dream car”.

Features of car loan are:

• Up to 90-95%% of the funding available for new cars
• Up to 80-85%% of the funding available for used cars
• The loan period is usually between 1 to 7 years.
• The interest rate is calculated on the basis of compound interest.
• Equated Monthly Instalment is worked out for repayment.
• Early settlement of the pending amount is available subject to the pre-payment penalty.

Car Loan Churu Interest Rate

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Churu Documents Required

Documents required for car loan are as followed:

For salaried:

• Identity proof- Passport copy, PAN Card, Voters ID card, Driving License
• Income proof- Latest 3-month salary slip with form 16
• Address proof- Ration card/ Driving License/ Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card
• Bank statement of the last 6 months

For self-employed:

• Identity proof- Passport copy, PAN Card, Voters ID card, Driving License
• Income proof- Latest ITR
• Address proof- Ration card/ Driving License/ Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card
• Bank statement of the last 6 months

Car Loan Churu Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried:

• The minimum age for applying for a loan is 21 years and the maximum age for applying is 65 years
• The applicant should at least be 1 year in current employment and a minimum of 2 years of employment
• The minimum annual income should be Rs.100,000

For self-employed:

• The minimum age for applying for a loan is 21 years and the maximum age for applying is 65 years
• The applicant should at least be 3 years in business
• The net profit should be Rs.60,000 p.a for standard cars and Rs.100,000 p.a for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Churu

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Processing Fees & Prepayment Charges on Car Loan Churu

CIBIL Score Required for Car Loan in Churu

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CIBIL score reflects your credit history in the past as well as your defaults in repayment of your previous loans. A good credit score is considered as 750 and above as most of the financial institutions ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan. A Lower CIBIL score than 750 can attract a higher rate of interest.

A very low CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan.

Car Loan Churu Contact Number

For any car loan queries in Churu, you can contact us on 9878981166.

Pre Calculated EMI Table for Car Loan Churu

Car Loan EMI Calculator

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