Best Banks for Car Loan in Chitradurga
Car Loan Chitradurga Features
Don’t wait to buy a new car! select the car and then apply for a car loan in Dialabank.com you can easily get the car loan with a low rate of interest. for buying the car is a heavy decision in every family. mainly in the middle-class family, it is the biggest event for them. so Don’t misses the chance of buying the car. if you were financially weak, Dialabank will help you in getting the loan.
Car Loan Chitradurga Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Chitradurga Documents Required
Documents required for car loan are as followed:
For salaried:
- Identity Proofs: PAN Card, Driving License, Passport, or Voters ID
- Monthly income proof: salary receipt for salaried persons
- Proof of Address: Electricity Bill, Ration Card, Life Insurance Policy, etc.
- Bank Passbook transactions of the last 6 months
- Previous 3 years IT Returns for self-employed
- 2 Passport size photographs
For self-employed:
- Identity Proofs: PAN Card, Driving License, Passport, or Voters ID
- Monthly income proof: last three years of IT return for businessmen
- Proof of Address: Electricity Bill, Ration Card, Life Insurance Policy, etc.
- Bank Passbook transactions of the last 6 months
- Previous 3 years IT Returns for self-employed
- 2 Passport size photographs
Car Loan Chitradurga Eligibility Criteria
The car loan eligibility requirements are as followed in Chitradurga:
For salaried:
- Firstly, the borrower must be an Indian citizen.
- Secondly, the minimum applicant age 21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
- Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
- Besides that, the applicant must have secure employment working the current job status of one year as well as regular income in the account.
- More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
- Besides that, the borrower should have some source of income.
- After that, the monthly income of the applicant should be Rs. 18k minimum.
- After that, the borrower should be from two years in employment as well as from 1 year in the same company.
- Finally, CIBIL scores of the borrower should be more than 750.
For self-employed:
- Firstly, the borrower must be an Indian citizen.
- Secondly, the minimum applicant age 21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
- Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
- More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
- Besides that, the borrower should have some source of income.
- Moreover, the borrower should be in the business for two years.
- Finally, CIBIL scores of the borrower should be more than 750.
Car Loan for Major Car Manufacturers in Chitradurga
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Chitradurga
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Chitradurga
If your CIBIL score is between 750-900. You will get quick loan approvals. If the CIBIL score is less than 700 then your application will be pending. Make sure you check your CIBIL score before you apply for the loan. If you pay your EMIs in time then your CIBIL score will increase. If you do not repay your EMI your CIBIL score will reduce. The applicant has to pay monthly EMIs according to there schedule of the bank.
Car Loan Chitradurga Contact Number
For instant help and any more queries, you can call 9878981166.
Pre Calculated EMI Table for Car Loan Chitradurga
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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