Best Banks for Car Loan in Chaibasa
Car Loan Chaibasa Features
A car loan is a financial help provided by banks and Non Banking Financial Corporations to fulfill your wish of having your car for yourself or your family either it is for getting a loan for ex-showroom price or on-road price, we at dialabank will provide you with the loan if you fulfill some simple terms and conditions required such as correct details, good credit score, and proper documents and good and stable income source.
Visit us at www.dialabank.com.
Car Loan Chaibasa Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Chaibasa Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
-
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Chaibasa Eligibility Criteria
The car loan eligibility in Chaibasa as follows:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Chaibasa
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Chaibasa
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Chaibasa
CIBIL score also known as credit score is what describes your creditworthiness of the past. So, it is an important aspect to consider while availing a car loan in Chaibasa. The CIBIL score required for car loans, according to their own requirements may vary from one lender to another.
Most banks or NBFCs accept a CIBIL score of 750 and above to process your car loan application in the city. In case of a low CIBIL score, you might also be required to pay a heavy interest rate on the amount of the car loan.
Car Loan Chaibasa Contact Number
You can get a car loan Chaibasa easily from dialabank by contacting the number 9878981166.
Pre Calculated EMI Table for Car Loan Chaibasa
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Chaibasa
Chaibasa is a town and a region in the West Singhbhum area in the territory of Jharkhand, India. It is renowned as a mining centre point just as for being the old neighborhood of Birsa Munda, Jharkhand’s most notable political dissident.
Car Loan EMI Calculator
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