Car Loan Bidhannagar

Best Banks for Car Loan in Bidhannagar

Car Loan Bidhannagar Features

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Are you searching for a car loan? If yes, then your wait is over as we at Dialabank brings you amazing offers for a car loan in Bidhannagar. We offer the lowest rate of interest for car loans Bidhannagar, which you won’t find anywhere else.

We offer Car loans for both Self-employed and salaried people. We offer car loans on new as well as used cars.

A car loan is a financial help offered by banks and NBFC’s to fulfill your dream of having your own car. They offer necessary financing for buying a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy refund options. The loan amount is provided on Interest charges which differ from bank to bank. One can pay for the vehicle in easy installments.

Car Loan Bidhannagar Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Bidhannagar Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-month salary slip with form 16
3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed Individuals:

1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR
3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Bidhannagar Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: At least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Bidhannagar

TABLE WILL APPEAR

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Processing Fees/ Prepayment Charges on Car Loan in Bidhannagar

CIBIL Score Required for Car Loan Bidhannagar

A CIBIL score of 750 and above is considered to be very good and it attracts a lower interest rate for car loans in Bidhannagar. However, a CIBIL score between 650 to 750 could be considered if you have a good salary but a slightly higher rate of interest will be offered in that case. If you have defaulted in your CIBIL score is very low, then your car loan application might be rejected.

Most institutions prefer to give loans only with a minimum CIBIL score of 750. The institutions don’t just look at the overall score but also examine for the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your availing a fresh loan.

Check your CIBIL score in your credit report for more information on the score.

Car Loan Bidhannagar Contact Number

Call us at 9878981166 to get on car loans in Bidhannagar and exclusive offers on car loans.

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Pre Calculated EMI Table for Car Loan Bidhannagar

Car Loan EMI Calculator Bidhannagar

About Bidhannagar

Also known as Salt Lake City, Bidhannagar is a city in the state of West Bengal. It is known to be a well-planned satellite city. The city has been ever-developing and has now become an IT hub of Kolkata. It has witnessed a ton of economic as well as social expansion.

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