Car Loan Bhiwadi

Best Car Loan Providers in Bhiwadi

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate (p.a.)	7.35% - 7.95 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Bhiwadi Features

If purchasing a car is your dream and you lack funds, then you have come to the right place. We provide you the best in market Interest rates and help you check your Eligibility. Get the best Car Loan with easy documentation and the Lowest EMIs.

The Following are the benefits of a Car Loan:

• One of the most important benefits is that you save your precious time by applying online, as the Car loan in the Bhiwadi process is quite simple. Your Car loan gets approved within a day or even on the same day of application
• Within a few minutes, you will receive an extended list of e-mails from lenders who will avail of your online car loan in Bhiwadi. At the same time, you can compare the different Car loan terms and choose the best one available.
• In addition to all these, the lenders also facilitate the bad credit holders with these loans. As well, the lenders also offer bad credit car loans for individuals having bad credit.

Car Loan Bhiwadi Interest Rate

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Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bhiwadi Documents Required

Necessary documents required to avail Car loan in Bhiwadi:

For Salaried Employee

1. Proofs of Identity like a Passport copy, PAN Card, Voters ID card, Driving License
2.  Proofs of Income  for such applicant is the Latest 3-month salary slip with form 16
3. Proof of Address like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Lastly, you will need 6 months of Bank Statement

For Self Employed

1. Proofs of Identity like a Passport copy, PAN Card, Voters ID card, Driving License
2.  Proofs of Income the Latest Income Tax Returns (ITR)
3. Proof of Address like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Lastly, you will need 6 months of Bank Statement

Car Loan Bhiwadi Eligibility Criteria

The eligibility criteria to meet to avail Car loan in Bhiwadi are:

For Salaried Employee

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs 100000 net annual income of the applicant.

For Self Employed

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: For Salaried- at least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.

Car Loan for Major Car Manufacturers in Bhiwadi

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Bhiwadi

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Bhiwadi

Banks and NBFCs regard CIBIL scores as important criteria in the loan approval process. It shows the creditworthiness of any applicant. The minimum CIBIL score requirement for a car loan varies from bank to bank. Generally, a score above 800 is considered to be good for any individual to be eligible to apply for a car loan.

You must keep in mind that it is very important to pay off all the dues and debts of the previous loans as you do not want a bad credit history ruining your chances of availing a fresh loan. Always keep a check on your CIBIL score.

Car Loan Bhiwadi Contact Number

Customers can contact us at 9878981166 to get exclusive car loan deals right from your home or can apply on our website Dialabank.

Pre Calculated EMI Table for Car Loan Bhiwadi

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Bhiwadi

Bhiwadi is a city in the Alwar district of Rajasthan state in India. It is an industrial hub in Rajasthan.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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