Car Loan Bhaderwah| Lowest Rates @8.99% p.a

Car Loan Bhaderwah

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Best Banks for Car Loan in Bhaderwah

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Bhaderwah Features

Why seek for a cab on every occasion, once you will have a automobile of your own. therefore personal loan is here to get rid of all of your associated with the automobile. This loan is a proposal that provides finance to individuals for getting a automobile. A personal loan permits someone to pay money for the vehicle in instalments instead of outlay it right away. It needs a minimum documentation method and fewer fees method.

Some of the options of personal loan in Bhaderwah are:

Easy monthly compensation choices
Instantly out there
The loan amount varies from 1-7 years
Affordable interest Rates
No hidden charges
Quick approval with minimum documentation

We at Dialabank allow you to sit at the comfort of your home and supply you with the loan with none problem. we’ve tie-ups with prime Banks and NBFCs of the country to produce you with the simplest in school service. we provide you all-time low rate of interest within the market. we tend to Charge no cash from our customers for the services that we offer. Our team of consultants and Relationship managers helps you in each step of the journey to accumulate a affordable car loan.

Car Loan Bhaderwah Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Bhaderwah Documents Required

Documents required for car loan are as followed:

For Salaried Candidates:

Proof of Identification: Passport copy, Driving LicensePAN Card, Voters ID card
Income Proof: Latest 3-month salary slip along with form no. 16
Bank Statement: Last six months is required.
Residence Proof: Ration card/ PAN Card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy

For Self Employed Candidates:

Identification Proof: Passport copy, Driving License PAN Card, Voters ID card
Income Proof: Latest ITR is required
Bank Statement: Last six months is required.
Address Proof(anyone): Passport Copy/ Telephone Bill/ Ration card/ Driving license/ Voters card/ Electricity Bill/ Life Insurance Policy / PAN Card

Car Loan Bhaderwah Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Candidates

Minimum age limit: 21 years
Maximum age at loan maturity: 65 years
Minimum employment requirement: One year in current employment and a minimum of two years in total
Minimum Annual Income: Rs.100000 net annual income is required

For Self-Employed Candidates

Minimum age limit: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least three years in business operations is required
Minimum Annual Income: Net profit of Rs. 60000 per annum for standard cars and Rs.100000 per annum for premium and middle-sized cars

Car Loan for Major Car Manufacturers in Bhaderwah

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Bhaderwah

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Bhaderwah

A good CIBIL Score needed while applying for a car loan in Bhaderwah

CIBIL score reflects your credit history within the past still as your defaults in compensation of your previous loans. an honest credit score is taken into account as 750 and on top of as most of the money establishments kindle a high credit score. each bank and NBFC has totally different criteria for a minimum CIBIL score they need to method your loan. A lower CIBIL score than 750 will attract a better rate of interest.

A very low CIBIL score would possibly result in rejection of your loan because it is that the very first thing a bank tracks before process your loan.

Car Loan Bhaderwah Agent Contact Number

For more information or any queries regarding the car loan in Bhaderwah, you contact us on 9878981166 or visit the website of Dialabank, making our representatives get up-to-date with you for more help.

Pre Calculated EMI Table for Car Loan Bhaderwah

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Bhaderwah

About Bhaderwah

Bhaderwah is a city within the union territory of Jammu and Kashmir, India. It falls beneath the district of Doda. The city features a population of around 15,000.

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