Best Banks for Car Loan in Bhabua
Car Loan Bhabua Features
These days buying a car, without availing loan is an ammenity for most of the aspirants. Here is the best way to get the loan instantly at easily affordable low-interest rates. All you need to do is to visit the Dialabank website and fill a simple user-friendly form. If you pay your EMIs on time, there are chances that your credit score will be increased. Whereas, in case you do not repay your EMI, your score will be reduced for sure.
Fortunately, people have made the possibility of buying their dream car through a car loan from a reputed bank. Most of the private and public sector banks provide car loans at competitive interests rates of car loan. By availing such loans, one can buy a dream car – whether hatchback, sedan, or luxury and pay off the loan as per the time duration.
Car Loan Bhabua Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Bhabua Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Bhabua Eligibility Criteria
The car loan eligibility criteria requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Bhabua
TABLE WILL APPEAR Apply for a Car LoanProcessing Fees / Prepayment Charges on Car Loan Bhabua
check here for the processing Fees and Prepayment charges on a car loan.
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Bhabua
CIBIL score plays a key role while getting a loan. If your CIBIL score is between 750-900, then you are more likely to get a quick loan approval. On the other hand, if the CIBIL score is less than 700 then your application may be considered to costume more time for the loan approval process. The candidate has to pay monthly EMIs according to there schedule of the bank. Repayment of the loans in easy EMIs will be a piece of cake for you to manage out your monthly budget as well as meeting your dues in best possible time will increase your CIBIL score. So, keep a check on your credit score before you apply for a car loan.
Car Loan Bhabua Agent Contact Number
For instant help and any more queries for car loan anywhere in Bhabua, you can visit the website of DialaBank or call us on 9878981166.
Pre Calculated EMI Table for Car Loan Bhabua
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Bhabua
About Bhabua
Bhabua is a city of great historical significance in Kaimur district which is located in the Indian state of Bihar. There are many tourist spots to visit; which include Maa Mundeshwari Temple, a historic and popular place of of the region, located on hills of Kaimur, the temple has good historical importance. Ekta chowk is the main market place of Bhabua, which is also known to be the ‘Heart’ of this town, having statue of Mahatma Gandhi is located at the Ekta Chowk.
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