Car Loan Bathinda

Car Loan Bathinda

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Best Banks for Car Loan in Bathinda

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Bathinda Features

Car loan Bathinda Car Loan or Auto Finance in the form of finance used to sort out all of the expenses involved in buying your own vehicle. It would be very difficult to arrange funds with your own income to grab your favorite car. Use this valuable loan option to grab your four-wheelers at best in class interest rates. Every person desires to buy a car, and not everyone has the capability to pay such a big amount at once. A car Loan is an offer that can help a person to acquire funds to pay for the vehicle. One can use this scheme for buying a car of any brand and model, according to the requirement.

Online car loans are an appropriate and fitting way to finance your car in just a few simple steps. Visit DialaBank and get yours now.

Car Loan Bathinda Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Bathinda Documents Required

Documents required for car loan are as followed:

For Salaried:

Identity proof- Aadhar Card/ Driving license/ Passport copy, etc
Address proof- water bill/ telephone bill/Voter ID/ Passport copy
Income proof- last 3 months salary slips
2 recent passport size photographs

For Self-Employed :

Identity proof- Aadhar card/Driving license/ Passport copy, etc
Address proof- water bill/ telephone bill/Voter ID/Passport copy
Income proof- Recent tax returns files
2 recent passport size photographs

Car Loan Bathinda Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Individual –

Must be working for at least a year in the current employment
Should earn a minimum salary of Rs. 25,000 per month
The applicant should be between 21 to 65 years of age

For Self-employed individual –

They must have their business running from at least the past three years
The applicant should be between 21 to 65 years of age.

Car Loan for Major Car Manufacturers in Bathinda

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Bathinda

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Bathinda

Apply for a Car Loan

CIBIL score shows the credit borrow and repayment behavior of an individual. Various banks and NBFCs have different minimum CIBIL criteria for loan approval. Generally, if an applicant has a score above 800 then they are eligible for availing a car loan at an on-road price.

It is important that one should clear all the pending dues and debts in order to maintain a decent credit score. Default in your credit score may cause inconvenience in availing of a fresh car loan in the future.

Car Loan Bathinda Contact Number

To get instant car loans you can visit our website or call on 9878981166 to get the best assistance. Our executives are well trained and will assist you in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Bathinda

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466