Best Banks for Car Loan in Batala
Car Loan Batala Features
Seeking a dream of purchasing your own car? But don’t have enough money? Don’t worry. Dialabank financial services help customers to compare, analyze and choose the best possible loans.
Car loans are provided by banks and NBFC’s for both ex-showroom and on-road prices and for both brand new and second-hand cars. You can easily get car loans in Morigaon tailor-made for you, by choosing the tenure of the loan yourself! Some of the other features you can get access to are:
- Car loans are available at low-interest rates
- Almost all major banks and NBFCs offer car loans in Morigaon in your vicinity
- The documentation process is quick, efficient and hassle-free
- Car loans are easily available through DialaBank
Car Loan Batala Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Batala Documents Required
A person should review the documents required for car loan before making a decision.
For salaried:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
- Income Proof: Latest 3-month salary slip with form 16 of the applicant
- Any Address Proof
- Bank Statement: Last 6 months original and photocopies of bank statement of the applicant.
For self-employed:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
- Income Proof: Latest Income Tax Report of the applicant
- Any Address Proof
- Bank Statement: Last 6 months original and photocopies of bank statement of the applicant.Apply for a Car Loan
Car Loan Batala Eligibility Criteria
To obtain the loan amount, a person must meet the Eligibility criteria for car loan.
For salaried:
- Minimum age: 21 years old
- Maximum age at loan maturity: 65 years old
- Minimum employment:1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs 1 lakh net annual income
For self-employed:
- Minimum age: 21 years old
- Maximum age at loan maturity: 65 years old
- Minimum employment: at least 3 years in business
- Minimum Annual Income: Net profit Rs. sixty thousand p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Batala
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Batala
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Batala
Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Batala so that they can minimize the risk of lending to you and also if your CIBIL score is high you get an interest rate at a much lower interest rate than others. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest.
The institutions don’t just check the overall CIBIL score but even the detailed behavior on the previous loans taken and paid. This includes details on the type of loans availed and the sum borrowed.
Car Loan Batala Contact Number
If you have any queries regarding the car loan in Habra, feel free to contact us on the number 9878981166 for assistance.
Pre Calculated EMI Table for Car Loan Batala
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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