Best Banks for Car Loan in Balachaur
Car Loan Balachaur Features
Today everyone wants to own a car to make life easy. But everyone cannot just go and purchase it. As money is an important factor to buy anything. But we have a solution. Getting a car loan is not as difficult as it was a decade ago, nowadays having a car is a normal thing, and this process is made simple by DialaBank by bringing you the best car loan deals online at a single platform for you to compare, analyze and apply for a car loan online without having to worry about them more. You can get car loan Balachaur at the earliest and with a very satisfying service that you will not forget.
Car Loan Balachaur Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Balachaur Documents Required
Documents required for car loan are as followed:
For salaried:
- Passport copy, PAN Card, Voters ID card, Driving License is required as an identity proof.
- The latest 3-month salary slip with form 16 of the applicant is required as income proof for salaried personals.
- Ration card/Driving license/Voters card/Electricity Bill/Life Insurance Policy/Passport Copy/Telephone Bill/PAN Card of the applicant for address proof
- The last 6 months bank statement of the applicant is needed by the bank.
For self-employed:
- Passport copy, PAN Card, Voters ID card, Driving License is required as an identity proof.
- Latest Income Tax Report of the applicant of the self-employed person.
- Ration card/Driving license/Voters card/Electricity Bill/Life Insurance Policy/Passport Copy/Telephone Bill/PAN Card of the applicant for address proof
- The last 6 months bank statement of the applicant is needed by the bank
Car Loan Balachaur Eligibility Criteria
The car loan eligibility requirements are as followed:
For salaried:
- Minimum Annual Income: Rs 100000 net annual income is required by the banks.
- Minimum age: 21 years old is required by the banks.
- Maximum age at loan maturity: 65 years old is required by the banks.
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment is required by the banks.
For self-employed:
- Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars are required by the banks.
- Minimum age: 21 years old is required by the banks.
- Maximum age at loan maturity: 65 years old is required by the banks.
- Minimum employment: at least 3 years in business is required by the banks.
Car Loan for Major Car Manufacturers in Balachaur
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Balachaur
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Balachaur
CIBIL score of 750 and above is required to get a loan faster without any hassle and also at a lower rate of interest else you have to pay a high rate of interest.
Car Loan Balachaur Contact Number
You can get a car loan Balachaur easily from DialaBank by contacting the number 9878981166.
Pre Calculated EMI Table for Car Loan Balachaur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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