Car Loan Auraiya

Car Loan Auraiya

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Best Banks for Car Loan in Auraiya

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Auraiya Features

A car loan permits the potential customer to pay the automobile worth in often regular instalments as critically paying the complete quantity promptly. Car loan Auraiya is often secured as most of the time lenders are terribly fast to supply a secured loan even with dangerous credit, as a result of the actual fact that the vehicle is employed as collateral if the recipient fails to pay. This could conjointly facilitate individuals with low credit ratings to improve their credit score by paying all the instalments on time.

Car Loan lies within the class of secured loan essentially. the foremost effective issue regarding auto loan Auraiya is, the interest rates square measure not to be that a ton of upper as compared to the non-public loan. A large number of the options of car loan Auraiya include.

Affordable interest Rates
Easy and comfy EMIs
Instant loan accessibility
Car Loan Auraiya Tenure amount falls between 1-7 years
Minimal Documentation Process
No additional hidden charges
Flexibility of payment

Car Loan Auraiya Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Auraiya Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest 3-month salary slip with form 16
Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed Individuals:

Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
Income Proof: Latest Income Tax Return
Address Proof(anyone): Driving license / Voters card / Ration card/ Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card
Bank Statement: Last 6 months.

Car Loan Auraiya Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least a year in current employment and a minimum of 2 years of employment in total
Minimum Annual Income: Net annual income worth Rs.100000

For Self-Employed Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: A minimum of three years in business
Minimum Annual Income: Net profit worth Rs. 60000 per annum for standard cars and Rs.100000 per annum for medium-sized and premium cars

Car Loan for Major Car Manufacturers in Auraiya

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Auraiya

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Auraiya

CIBIL Score plays an important role in obtaining a car loan. the upper your CIBIL score is that the more quantity of loan you square measure probably to urge at minimum time. Usually, the principle behind this- a CIBIL score is that the one which shows the behavior of the mortal towards his/her credits. If the score is not smart, it suggests that the client contains a dangerous credit record, he/she may not be smart with his/her past and gift credits or debts. It should produce an enormous downside for the client. A CIBIL score of over 700 is mostly thought of an honest credit score.

Car Loan Auraiya Agent Contact Number

For Car Loan queries regarding the car loan in Auraiya, reach us at website www.dialabank.com or contact us on 9878981166.

Pre Calculated EMI Table for Car Loan Auraiya

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Auraiya

About Auraiya

Auriya is a tiny tho’ lovely village placed within the Indian state of the state, finite on the north by the districts of Kannauj, western border adjoins tehsil Bharthana of the Etawah district and therefore the district of Gwalior. Yagya Sthal Of Bhagwa Kali Temple, placed within the southern direction of district headquarters of Auraiya and almost about the bank of Yamuna watercourse, is one among the foremost celebrated places here in Auraiya. The historically old Lord Shiva temple placed near Yamuna watercourse here could be a Mela unionized each year within the month of Sawan.

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