Business Loan Jalpaiguri

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Best Banks for Business Loan in Jalpaiguri

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	12%
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

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Business Loan in Jalpaiguri Features

An allows application without any safety is offered by Business Loan Jalpaiguri.
The efficiency of a loan of up to Rs. Forty lakhs (in some designated points, up to Rs. 50 lakhs) without any defence.
Tenure for a period of 12-48 months.
Alluring Interest Rate @10.45% p.a.
For the first six months of the limit with respect to the design, no bankruptcy/part closing is allowed.
In just 60 seconds, check your strategic planning loan application online or at any location.
Loans can be charged on the analysis of previous home loan instalments, car loans, and credit cards.

Business Loan in Jalpaiguri Interest Rates

Bank

Processing Fee

Prepayment Charges

HDFC Bank Personal Loan

0.25% to 1.50%

2%, Nil foreclosure charges after 3 months

Axis Bank Personal Loan

0.50% to 1.50%

Nil

Private Bank Personal Loan

0.25% to 1.50%

2%, Nil foreclosure charges after 9 months

SBI Personal Loan

500/- to 0.50%

Nil

Kotak Personal Loan

1% to 2%

2.25% of fore closure amount if closed 1 month ahead of the tenure.

IIFL Personal Loan

Nil

Nil

Muthoot Personal Loan

Nil

Nil

Manappauram Personal Loan

Nil

Nil

PNB Personal Loan

0.70% to 1%

Nil

Canara Bank Personal Loan

1%

Nil

Andhra Bank Personal Loan

Nil

Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Business Loan in Jalpaiguri Documents Required

Salaried Customers:

The PAN Card of the person making use of the business loan.
Residence Evidence demanded for loans (Owned / Rented / Company provided).
Passport-sized photographs-2.
The Business Loan Jalpaiguri(Aadhar card/driving licence / Voter I d) needs identity verification.
Payslips are also required for the applicant for the last three months.
Bank statements of the person requesting a loan for the previous 6 months.

* NOTE: Leasing arrangement needs to be attached in the case of leased properties.

Self-Employed Customers:

Card for Aadhar
To apply, residence verification (current and permanent) is required.
Two passport-sized photographs of the person applying for a loan.
The customer wants all financial records (Balance Sheet, P&L Analysis, as well as ITR files).
It is mandatory to apply for a PAN passport.

Business Loan in Jalpaiguri Eligibility Criteria

Salaried Applicants:

It should also note the work status of the applicant.
A creditor should also have the lowest monthly revenue of INR 25,000.
The person’s minimum age should be 21 years and a limit of 60 years.
It is also important to gain work experience of three years and payroll of their accounts only.
Candidates ought to have an outstanding past of credit.

Self-Employed Applicants:

The credit score of individual applicants should be equal and the individual does not have any loans or dues left.
The applicants’ annual sales should be at least Rs 2.5 lakh.
The whole reporting form of the business loan is that the borrowers are expected to apply their financial accounts for the past three months and their bank statements.
For an individual citizen, the lowest age should be 25 years.
Applicants applying for a business loan should be allowed to have an ITR file for the last three years.
The business could run continuously from the previous three years onwards.

How to Apply for Business Loan in Jalpaiguri?

Visit our Dialabank home page
Go to the loan portion of the website and press the segment on Company Loan.
The specifics of the business loan will be presented to you by the borrower where, according to their requirements, they will pick their preferred city.
You can call 9878981166 for more data on business loans and free administration.

Processing Fees / Prepayment Charges on Business Loan in Jalpaiguri

For the processing of your loan applications, each bank and NBFC charges a fee. The transaction fees paid on Business Loan Jalpaiguri by the bank or NBFCs are up to 2.50 per cent of the loan volume.

Every financing firm charge you a penal advance payment fee for the loan term negotiated in advance if you close the loan prior to the approved loan duration in the documents. In most cases, your loan can not be settled until 12 months from the date of the loan’s availability. The payments often vary based on how many years the loan has been through. The pre-payment fees are listed below:

07-24 Months – 4% of Principal Outstanding
25-36 Months – 3% of Principal Outstanding
>36 Months – 2% of Principal Outstanding

Business Loan EMI Calculator Jalpaiguri