Best Banks for Business Loan in Goa
1% - 2.5% of the Loan Amt
Business Loan in Goa Features
The money which is given by the banks to the professional businessmen for establishing their business is identified as a Business Loan Goa.
Business Loan Goa is the most suitable solution to obtain relief from all of the business difficulties at once without much hassle. They provide financial support through the loan to improve the business with the least documents requirement and to help you enjoy a good status in the industry you work with Dialabank.
Expanding the business and running it on a smoother path is a daunting and important task. It can only be possible if you have a huge amount of money in your hand. The loan is the best solution through which you can flourish your business happily by getting direct access to the required funds.
Business Loan in Goa Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Business Loan in Goa Documents Required
Salaried Applicants:
- PAN Card Copy
- Identity Verification Proof
- Two Passport-sized photos
- Proof of Residence (Rental/ Owned)
- Slips of pay for the last three months
- Bank statements for the previous six months
Self-Employed Applicants:
- PAN Card Copy
- Aadhar Card Copy
- Two passport-sized photos
- Residence Proof for verification (Aadhar Card/ Driving License)
- Financial documents for verification (Balance Sheet, Profit and Loss Statement and Income Tax Return records).
Business Loan in Goa Eligibility Criteria
Salaried Applicants:
- Excellent credit history of the candidate is required while applying for the loan.
- The work position of the candidate should be stated while applying for the loan.
- The minimum income of INR 25,000 per month of the candidate is eligible to apply.
- The minimum age of twenty-one years and a maximum of sixty years to avail the loan.
- The least job experience of three years and pay to be held in the candidate account.
Self-Employed Applicants:
- The CIBIL/ credit score should be clear with no debt or dues pending are eligible candidates.
- The yearly earnings of the candidate should be at least Rs 2.5 lakh are eligible candidates.
- The company should be in operation for the past three years in continuous terms are eligible candidates.
- The minimum age of the candidate should be 25 years when applying for a loan in your city.
- A record of Income Tax Records for the last three years is needed when applying for the loan.
- The complete documentation process requires bank statements for the past three months are qualified candidates.
How to Apply for Business Loan Goa?
- Visit the website of Dialabank.
- Go to the loan section and click on Business Loan.
- Fill in details appearing on the form as per your own place respectively.
For further information and free supervision, contact us on 9878981166.
Processing Fees / Prepayment Charges on Business Loan Goa
All Banks and NBFCs charge you a processing fee for your Business loan Goa application.
If you end your loan before the decided loan period, the lending institution charges a penalty payment fee for the same. Generally, it is not allowed to conclude your loan before one year from the date of receiving. The charges differ as per the time period your credit has been terminated before.
The prepayment charges on Business Loan in Goa city are as mentioned below for you:
- 07-24 Months – 4% of the Principal Outstanding
- 25-36 Months – 3% of the Principal Outstanding
- >36 Months – 2% of the Principal Outstanding
Business Loan EMI Calculator Goa
Business Loan Goa Contact Number
Contact 9878981166 for immediate help and approval of your Business Loan Goa or any other city.
Pre Calculated EMI Table for Business Loan Goa
Other Business Loan Cities In Goa
Business Loan Navsari | Business Loan Jetpur |
Business Loan Morbi | Business Loan Godhra |
Business Loan Kalol | Business Loan Gandhinagar |
Business Loan Jamnagar | Business Loan Gandhidham |