Best Banks for Business Loan in Etah
1% - 2.5% of the Loan Amt
Business Loan in Etah Features
- Get low rates of interest on Business Loan Etah.
- It is a trouble-free loan with no need for collateral or guarantees.
- A person can take advantage of a maximum loan sum of Rs 50 Lacs.
- Within a period of tenure of 12-60 months, you can comfortably repay the entire loan sum.
- The Etah business loan can be used for several business requirements.
- Attractive Rate of Interest @10.45% p.a.
- Review your Business Growth Loan eligibility online or at any office in just 60 seconds.
Business Loan in Etah Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Business Loan in Etah Documents Required
Salaried Customers:
- PAN Card of the individual making use of the loan from the company.
- Residence Proof required for loans (Owned / Rented / Company provided).
- Passport-sized pictures-2.
- Identity evidence required by the Etah Business Loan (Aadhar Card / Driving License / Voter I d)
- The applicant’s payslips for the last three months are also required.
- Bank statements of the person applying for a loan for the previous six months.
*NOTE: In the case of rented houses, a rent agreement needs to be attached.
Self-Employed Customers:
- Aadhar Card
- Residence verification( Current and Permanent) is needed for applying.
- Two passport-sized photos of the person applying for a loan.
- All financial documents are required of the customer(Balance Sheet, P&L Statement as well as ITR files).
- PAN Card is compulsory for applying.
Business Loan in Etah Eligibility Criteria
Salaried Applicants:
- It should also note the applicant’s job position.
- The lowest salary of INR 25,000 per month should also be for a borrower.
- An individual should have a minimum age of 21 years and a maximum age of 60 years.
- Job experience of the three years and the payroll should also be earned in their accounts only.
- Candidates must have a distinguished history of credit.
Self-Employed Applicants:
- The credit score of the individual candidates should be fair, and there should not be any debt or dues left of the individual.
- The annual income of the applicants should be the least Rs 2.5 lakh.
- The whole documentation method of the Business loan is that the applicants have to present their financial and bank statements of the previous three months.
- The least age for an independent person should be 25 years.
- The applicants asking for the Business loan Etah should need to have a file of ITR for the last three years.
- The company should be running for the prior three years continuously.
How to Apply for Business Loan in Etah?
- Visit our website Dialabank
- Go to the loan part on the page and click on the Business loan section.
- Fill in all the details then our contact manager will get in contact with you for further processing.
- For more information on Business loan Etah and free administration, you may call on 9878981166.
Processing Fees / Prepayment Charges on Business Loan in Etah
Every Bank and NBFC charges a fee for processing your loan request. Processing Fees charged by the Bank or NBFCs on Business Loan Etah is up to 2.50% of the loan amount.
If you close your loan before the accepted loan tenure in the documents, every lending company charges you a penal prepayment fee for the loan period agreed beforehand. In most cases, you cannot settle your loan before 12 months from the date of availing the loan. Post that the charges also vary depending on how many years the credit has been done. The Prepayment charges are mentioned below:
- 07-24 Months – 4% of Principal Outstanding
- 25-36 Months – 3% of Principal Outstanding
- >36 Months – 2% of Principal Outstanding
Business Loan EMI Calculator Etah
Business Loan Etah Contact Number
Call 9878981166 and get instant help and approval for availing of Business Loan Etah.
Pre Calculated EMI Table for Business Loan Etah
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