Business Loan Coochbehar

Best Banks for Business Loan Coochbehar

Business Loan in Coochbehar Features

• Business Loan Coochbehar provides an Overdraft facility without any security.
• You can review your Business Growth Loan eligibility online or at any office in just 60 seconds.
• Business Loan in Coochbehar is available at an attractive Rate of Interest @10.45% p.a.
• You don’t have to use other savings to repay the loan.
• The processing fees are also low.
• The loans are available up to Rs. 40 lakhs (up to Rs. 50 lakhs in some selected areas) without any security.
• You can repay the loan within 12-48 months.

Business Loan in Coochbehar Interest Rates

Business Loan in Coochbehar Documents Required

Salaried Customers:

• PAN Card of the person availing the Business loan Coochbehar.
• Residence Proof required (Owned/Rented/Company provided) for loans.
• Two passport-sized photographs of the applicant are required.
• Identity proof needed by the Business loan Bharatpur (Aadhar card/driving license/Voter Id)
• Payslips of the last three months of the candidate is also required.
• Bank statements for the previous 6 months of the person who is asking for a loan.

*NOTE: In the case of rented houses, a rent agreement needs to be attached.

Self-Employed Customers:

• Aadhar Card as identity proof.
• Residence verification( Current and Permanent) is required for applying.
• Two passport-sized photos of the applicant are required. 
• All financial documents are required of the customer(Balance Sheet, P&L Statement as well as ITR files).
• PAN Card is compulsory for applying.

Business Loan in Coochbehar Eligibility Criteria

Salaried Applicants

• The job position of the applicant should be mentioned.
• The minimum income of the applicant should be INR 25,000 per month.
• The minimum age of the person should be 21 years and a maximum of 60 years.
• Work experience of the three years and the payroll should also be received in their accounts only.
• Candidates must have a good credit history.

Self-Employed Applicants

• The credit score of the individual candidates should be fair, and there should not be any debt or dues left of the individual.
• The annual income of the applicants should be at least Rs 2.5 lakh.
• The whole documentation method of the Business loan Bharatpur is that the applicants have to present their financial and bank statements of the previous three months.
• The minimum age of the applicant should be 25 years.
• The applicants asking for the Business loan should need to have a file of ITR for the last three years.
• The company should be running for the prior three years continuously.

How to Apply for Business Loan in Coochbehar?

1. Visit our website Dialabank
2. Go to the loan part on the page and click on the Business loan section.
3. The applicant will address all the details of the Business loan Coochbehar and also they can choose their favoured city, according to their needs.
4. For more information on Business loans and free administration, you may call on 9878981166.

Processing Fees / Prepayment Charges on Business Loan in Coochbehar

Every Bank and NBFC charges a fee for processing your loan request. Processing Fees charged by the Bank or NBFCs on Business Loan Coochbehar is up to 2.50% of the loan amount.

If you close your loan before the accepted loan tenure in the documents, every lending company charges you a penal prepayment fee for the loan period agreed beforehand. In most cases, you cannot settle your loan before 12 months from the date of availing the loan. Post that the charges also vary depending on how many years the credit has been done. The Prepayment charges are mentioned below:

• 07-24 Months – 4% of Principal Outstanding
• 25-36 Months – 3% of Principal Outstanding
• >36 Months – 2% of Principal Outstanding

Business Loan EMI Calculator Coochbehar

Business Loan Coochbehar Contact Number

Call 9878981166 and get instant help and approval for availing of Business Loan Coochbehar.

Pre Calculated EMI Table for Business Loan Coochbehar