Business Loan Bongaigaon

Best Banks for Business Loan in Bongaigaon

Business Loan in Bongaigaon Features

• Business Loan Bongaigaon provides an Overdraft facility without any security.
• The loans are available up to Rs. 40 lakhs without any security.
• Check your Business growth Loan eligibility online in just 60 seconds.
• Business Loan in Bongaigaon is available at an attractive Rate of Interest @10.45% p.a.
• You don’t have to use other savings to repay the loan.
• The tenure is ranging from 12-48 months.
• Tax benefits are available.

Business Loan in Bongaigaon Interest Rates

Business Loan in Bongaigaon Documents Required

Salaried Customers:

• PAN Card of the person availing the Business loan.
• Identity proof needed by the Business loan Bongaigaon (Aadhar card/driving license/Voter Id).
• Residence Proof required (Owned/Rented/Company provided) for loans.
• Two passport-sized photographs are required.
• Payslips of the last three months of the candidate is also required.
• Bank statements for the previous 6 months.

*NOTE: In the case of rented houses, a rent agreement needs to be attached.

Self-Employed Customers:

• Aadhar Card as identity proof.
• PAN Card is compulsory for applying.
• Residence verification( Current and Permanent) is required for applying.
• Two passport-sized photos of the applicant are required. 
• All financial documents are required of the customer(Balance Sheet, P&L Statement as well as ITR files).

Business Loan in Bongaigaon Eligibility Criteria

Salaried Applicants:

• The job position of the applicant should be mentioned.
• The minimum income of the applicant should be INR 25,000 per month.
• The minimum age of the applicant should be 21 years.
• The maximum age of the applicant should be 60 years.
• Work experience of the three years and the payroll should also be received in their accounts only.
• Candidates must have a good credit history profile.

Self-Employed Applicants:

• The credit score of the individual candidates should be fair, and there should not be any debt or dues left of the individual.
• The annual income of the applicants should be the least Rs 2.5 lakh.
• The whole documentation method of Business loan Bongaigaon is that the applicants have to present their financial and bank statements of the previous three months.
• The minimum age of the applicant should be 25 years.
• The applicants asking for the Business loan should need to have a file of ITR for the last three years.
• The company should be running for the prior three years continuously.

How to Apply for Business Loan in Bongaigaon?

1. Visit our website Dialabank
2. Go to the loan part on the page and click on the Business loan section.
3. The applicant will address all the details of the Business loan Bongaigaon and also they can choose their favored city, according to their needs.
4. For more information on Business loans and free administration, you may call on 9878981166.

Processing Fees / Prepayment Charges on Business Loan in Bongaigaon

Every Bank and NBFC charges a fee for processing your loan request. Processing Fees charged by the Bank or NBFCs on Business Loan Bongaigaon is up to 2.50% of the loan amount.

If you close your loan before the accepted loan tenure in the documents, every lending company charges you a penal prepayment fee for the loan period agreed beforehand. In most cases, you cannot settle your loan before 12 months from the date of availing the loan. Post that the charges also vary depending on how many years the credit has been done. The Prepayment charges are mentioned below:

• 07-24 Months – 4% of Principal Outstanding
• 25-36 Months – 3% of Principal Outstanding
• >36 Months – 2% of Principal Outstanding

Business Loan EMI Calculator Bongaigaon

Business Loan Bongaigaon Contact Number

Call 9878981166 and get instant help and approval for availing of Business Loan Coochbehar.

Pre Calculated EMI Table for Business Loan Bongaigaon