Best Banks for Business Loan in Bilaspur
1% - 2.5% of the Loan Amt
Business Loan in Bilaspur Features
If you need finance to keep your business going successfully, you can simply go for a Business Loan Bilaspur. One can use the loan amount for the continuous progress of the company. In this type of loan, one does not need any asset to pledge as collateral with the banker. 
Dialabank, the best financial helpline of India, is an NBFC serving on the policies of the low rate of interest for taking the Business Loan Bilaspur and in many other places in the nation. We present before you the idea of getting financed with convenient processing of documents without any collateral requirement,
We provide Business Loan with a good framework for your business to help you experience a good status!
Business Loan in Bilaspur Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Business Loan in Bilaspur Documents Required
Salaried Customers:
- PAN Card Copy
- Identity Verification Proof
- Two Passport-sized photos
- Proof of Residence (Rental/ Owned)
- Slips of pay for the last three months
- Bank statements for the previous six months
Self-Employed Customers:
- PAN Card Copy
- Aadhar Card Copy
- Two passport-sized photos
- Residence Verification Proof (Aadhar Card/ Driving License)
- Financial documents (Balance Sheet, Profit and Loss Statement and Income Tax Return records).
Business Loan in Bilaspur Eligibility Criteria
Salaried Applicants:
- Excellent credit history of the candidate is required while applying for the loan.
- The work position of the candidate should be stated while applying for the loan.
- The minimum income of INR 25,000 per month of the applicant is required to apply.
- The minimum age of twenty-one years and a maximum of sixty years to avail of the loan.
- The least job experience of three years and pay to be held in the candidate account.
Self-Employed Applicants:
- The CIBIL/ credit score should be clean with no debt or dues pending.
- The yearly earnings of the candidate should be at least Rs 2.5 lakh.
- The company should be in operation for the past three years continuously.
- The minimum age of the candidate should be 25 years when applying for a loan in your city.
- A record of Income Tax Records for the last three years is needed when applying for the loan.
- The complete documentation process requires bank and bank statements for the past three months.
How to Apply for Business Loan Bilaspur?
- Visit the website of Dialabank.
- Go to the loan section and click on Business Loan.
- Fill in details appearing on the form as per your own city.
For further information and free guidance, contact us on 9878981166.
Processing Fees / Prepayment Charges on Business Loan in Bilaspur
Each Bank and NBFC charges a fee for processing your Business loan Bilaspur offer. Processing Fees charged by the Bank or NBFCs on Business Loan is charged on the amount of the loan availed by you.
If you settle your loan before the allowed loan period, every lending organisation requires you to pay a penalty payment fee for the same. Mostly, it is not allowed to end your loan before one year from the date of obtaining Hence, the charges differ depending on how many years the credit has been terminated. The Prepayment charges are explained below:
- 07-24 Months – 4% of Principal Outstanding
- 25-36 Months – 3% of Principal Outstanding
- >36 Months – 2% of Principal Outstanding
Business Loan EMI Calculator Bilaspur
Business Loan Bilaspur Contact Number
Contact 9878981166 for immediate relief and approval of your Business Loan Bilaspur or any other city.
Pre Calculated EMI Table for Business Loan Bilaspur
