Business Loan Baddi

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Best Banks for Business Loan Baddi

Business Loan in Baddi Features

The amount of the Business Loan in Baddi ranges from Rs 50,000 to one crore.
No need for collateral or guarantor.
With simple EMIs, you can quickly repay the entire amount of the loan.
It includes clear procedures and fast approvals for loans.

Business Loan in Baddi Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	1%	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Business Loan in Baddi Documents Required

Salaried Customers:

PAN Card of the individual making use of the loan from the company.
Residence Proof required for loans (Owned / Rented / Company provided).
Passport-sized pictures-2.
Identity evidence required by the Business Loan (Aadhar Card / Driving License / Voter I d)
The applicant‘s payslips for the last three months are also required.
Bank statements of the person applying for a loan for the previous 6 months.

*NOTE: In case of rented houses, rent agreement needs to be attached.

Self-Employed Customers:

Aadhar Card
Residence verification( Current and Permanent) is needed for applying.
Two passport-sized photos of the person applying for a loan.
All financial documents are needed of the customer(Balance Sheet, P&L Statement as well as ITR files).
PAN Card is compulsory for applying.

Business Loan in Baddi Eligibility Criteria

Salaried Applicants

It should also note the applicant’s job position.
The lowest salary of INR 25,000 per month should also be for a borrower.
An individual should have a minimum age of 21 years and a maximum age of 60 years.
Job experience of the three years and the payroll should also be earned in their accounts only.
Candidates must have an outstanding history of credit.

Self-Employed Applicants

The credit score of the individual candidates should be fair, and there should not be any debt or dues left of the individual.
The annual income of the applicants should be a least of Rs 2.5 lakh.
The whole documentation method of the Business loan is that the applicants have to present their financial and bank statements of the previous three months.
The least age for an independent person should be 25 years.
The applicants asking for the Business loan should need to have a file of ITR for the last three years.
The company should be running from the prior three years continuously.

How to Apply for Business Loan in Baddi?

Visit our website Dialabank
Go to the loan part on the page and click on the Business loan section.
The borrower will provide you with all the details of the business loan, where they can pick their favored city according to their needs.
For more information on Business loans and free administration, you may call on 9878981166.

Processing Fees / Prepayment Charges on Business Loan in Baddi

For the processing of your loan request, every bank and NBFC charges a fee. Up to 2.50 percent of the loan sum is transaction fees paid by the bank or NBFCs on Business Loan Baddi.

If you close your loan before the accepted loan tenure in the documents, every lending company charges you a penal prepayment fee for the loan period agreed beforehand. In most cases, you cannot settle your loan before 12 months from the date of availing the loan. Post that the charges also vary depending on how many years the credit has done. The Prepayment charges are mentioned below:

07-24 Months – 4% of Principal Outstanding
25-36 Months – 3% of Principal Outstanding
>36 Months – 2% of Principal Outstanding

Business Loan EMI Calculator Baddi

Business Loan Baddi Contact Number

Call 9878981166 and get instant help and approval for availing Business Loan Baddi.

Pre Calculated EMI Table for Business Loan Baddi

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

FAQs About Business Loan Baddi

✅ What are the minimum and maximum loan amounts I can get as a business loan Baddi?

The minimum loan amount offered in a business loan Baddi is Rs. 5,000 and the maximum loan amount can extend up to Rs. 2 crores, depending on the requirements and eligibility.

✅ What is the age limit of availing a business loan Baddi?

The age limit is usually 21-65 years for availing of a business loan Baddi.

✅ What is the tenure period for business loan Baddi repayment?

You can repay the Baddi loan amount in a minimum of 12 months and a maximum of up to 5 years, depending on the respective bank or NBFC. Some institutes in Baddi may even extend the tenure period.