Uttarbanga Kshetriya Gramin Bank
Uttarbanga Kshetriya Gramin Bank was established on 7th March 1977, is a regional rural bank supported by the Central Bank of India. Under the provision of Section 3(2) of the Regional Rural Bank Act 1976 [21 of 1976] and with the equal participation of the Government of India (50%), the Central Bank of India (35%) and the Government of West Bengal (15%), this bank has been operating its branches in five districts of West Bengal and its Head Office in Coochbehar.
Uttarbanga Kshetriya Gramin Bank Offerings
Uttarbanga Kshetriya Gramin Bank offers a variety of services such as:
- Cards – Rupay Debit Cum ATM Card, Gramin Smart Micro General Credit Card, Gramin Smart Kissan Credit Card
- Account Opening – Current Deposit, Gramin Current Plus, Savings Account, Term Deposit, Gramin Smart Variable Recurring Deposit Scheme, Gramin VikasKhata
- Loans – Kisan Credit Card, General Credit Card, Joint Liability Group, KrishakSathi, Gold Loan, Car Loan, Home Loan, Personal Loan, etc.
Uttarbanga Kshetriya Gramin Bank Loans Offered
- Car Loan
- Gold Loan
- Home Loan
- Personal Loan
- Agricultural Loan
Uttarbanga Kshetriya Gramin Bank Gold Loan
| Purpose: | Demand loan |
| Eligibility: | Any Indian Individual resident permanently within a maximum distance of 10 km from the branch is eligible for the Gold loan. |
| Quantum of Loan: | Max. Rs.1 lac per borrower |
| Rate of Interest: | 14.75% |
| Repayment: | Within 12 months |
- A person can mortgage their gold ornaments with the bank and get a decent amount against the gold loan.
- The applicant should be 18 years old.
- The rate of interest is subject to change from time to time as per the instructions.
Uttarbanga Kshetriya Gramin Bank Personal Loan
| Purpose: | Purchase of consumer durables. |
| Eligibility: | Salaried person, Professional and self-employed person having repayment capacity. |
| Quantum of Loan: | Max. Rs.10 lac(conditions apply) |
| Rate of Interest: | MCLR+4.80% p.a |
| Repayment: | Max. 84 months by EMI |
Some of the features of Personal loans are:
- They are approved quickly.
- Attractive interest rates
- No guarantor required
- Easy repayment options
Uttarbanga Kshetriya Gramin Bank Car Loan
| Purpose: | For purchase of two-wheeler, tractor, four wheelers etc. |
| Eligibility: | i) Farmers having sufficient agriculture land(at least I acre for two-wheelers, 2acre for power tiller and 2 hectares for two tractors)with adequate net income from agriculture to meet the obligation.
ii) Permanent salaried person whose salary disbursed from our bank and permanent salaried person under tie-up arrangement. iii) Businessmen and others having sufficient monthly income to meet up the obligation. |
| Quantum of Loan: | Max. Rs.100000.00(Two Wheeler) & Rs.2000000.00(Four Wheeler) |
| Rate of Interest: | 8.25%(Two Wheeler) & 8.30%(Four Wheeler) |
| Repayment: | Max. 84 EMI |
Uttarbanga Kshetriya Gramin Bank Car Loans offers a ton of benefits like
- Simple reimbursement options
- Less documentation
- Less handling fees
- Special interest rate if you are an existing customer with the bank.
Uttarbanga Kshetriya Gramin Bank Home Loan
- The candidate must be an Indian Citizen.
- To avail of a home loan, a candidate should be of 18 years or below 70 years of age at the time of loan maturity.
- An applicant should be a salaried individual or self-employed and have a regular income.
Uttarbanga Kshetriya Gramin Bank Credit Card
Uttarbanga Kshetriya Gramin Bank Credit Card provides facilities such as:
- A bank or financial institution can approve a Credit Card.
- Collect reward points
- Large ticket purchases
- Cashback
- ATM cash withdrawal with 0% interest
- Security against fraud, and so on.
Uttarbanga Kshetriya Gramin Bank Net Banking
Customers of Uttarbanga Kshetriya Gramin Bank have access to netbanking via these platforms:
- RTGS (Real Time Gross Investment)
- NEFT (National Electronic Funds Transfer)
- IMPS (Immediate Payment Service)
- Aadhar Enabled Payment Service
Uttarbanga Kshetriya Gramin Bank Customer Care Number
| Location | Phone Number |
| Head Office – Coochbehar | 03582 229301/302 |
| Debit Card Contact Number | 18002001911/1800221622 |
| Adabarighat | 0943442550 |
| Bagdogra | 0353-2552601 |
| Bairagirhat | 09474330515 |
| Baneswar | 03582-242371 |
| Coochbehar | 03582-225597 |
| Haldibari | 03561-263638 |
| Jamaldah | 03584-240421 |
| Laketown | 0353-2662665 |
| Siliguri | 0353-2537295 |
| Sukna | 0353-2574586 |
| Thaneswarhat | 03582-204687 |
Uttarbanga Kshetriya Gramin Bank Customer Complaints
Uttarbanga Kshetriya Gramin Bank Customer Care Number can help its customers to solve their queries. The applicant can call the customer care numbers and ask for assistance, and they will further guide you. It is a simple way to solve your queries and problems.
How to Open a Savings Account in Uttarbanga Kshetriya Gramin Bank
One can follow these steps to open a Savings Account
- Visit the bank’s branch.
- Fill up the savings account form with the help of the bank executive.
- Attach the necessary documents and submit them along with it.
- Once the bank does the verification, make a minimum deposit to the savings account.
- After the procedure is done, ask the bank for a cheque book, passbook, debit card and other necessary documents.
How to Open a Current Account in Uttarbanga Kshetriya Gramin Bank
One can follow these steps to open a Current Account
- Visit the bank’s branch.
- Fill up the savings account form with the help of the bank executive.
- Attach the necessary documents and submit them along with it.
- Once the bank does the verification, make a minimum deposit to the current account.
- After the procedure is done, ask the bank for a cheque book, passbook, debit card and other necessary documents.
Uttarbanga Kshetriya Gramin Bank – FAQs
✅ What is the balance check toll-free number of Uttarbanga Kshetriya Gramin Bank?
Customers can check their Uttarbanga Kshetriya Gramin Bank balance check by a missed call on 9594666682. Call on this number to check your account balance.
✅ How can I register my mobile number with the Uttarbanga Kshetriya Gramin Bank?
Follow the steps below to register your mobile:
- Visit the bank’s branch and fill-up the form related to mobile number registration.
- Don’t forget to click on ‘Mobile Banking’ to enable the service ahead of verification.
- Tick mark on SMS banking for SMS banking service.
- Submit the form, and your number will be registered with the bank.
- Bank will update the number with 10 working days.
✅ What is the IFSC code of Uttarbanga Kshetriya Gramin Bank?
The IFSC code of the Uttarbanga Kshetriya Gramin Bank head office, located in Coochbehar, West Bengal, is CBIN0R40012.
