Paschim Banga Gramin Bank
It is a premier regular rural bank in the country. It is under the ownership of the Ministry of Finance of the Government of India. The bank was established on 26th February 2007. The bank has been established with the amalgamation of Bardhaman Gramin Bank, Howrah Gramin Bank and Mayuraskhi Gramin Bank.
Paschim Banga Gramin Bank Offerings
The following products are offered by this bank:
- Corporate banking
- Consumer banking
- Finance and insurance
- Investment banking
- Mortgage loans
- Wealth management
Paschim Banga Gramin Bank Loans Offered
The various loans offered by the bank are as under:
- Gold Loan
- Car Loan
- Personal Loan
- Home Loan
- Credit Card
Paschim Banga Gramin Bank Gold Loan
The gold loan offered by the bank is summed up in the following points:
- The interest rate is 7% per annum.
- The processing fee is 0.75% of the loan amount.
- The maximum amount of loan is Rs. 10 lakh.
- The tenure of repayment of the loan is up to 60 months.
Paschim Banga Gramin Bank Personal Loan
The personal loan offered by this bank is summed up in the following points:
- The age of the applicant has to be between 21 years to 58 years.
- The CIBIL score has to be above 700.
- The interest rate is 9.99% per annum.
- The tenure of the loan ranges from 12 months to 60 months.
Paschim Banga Gramin Bank Car Loan
The car loan offered by this bank is summed up in the following points:
- The interest rate is 7.05% per annum.
- The minimum loan amount is Rs. 1,00,000/-.
- The tenure ranges from 12 months to 84 months.
- The age criteria range between 21 years to 60 years.
Paschim Banga Gramin Bank Home Loan
The home loan offered by this bank is summed up in the following points:
- The interest rate is 9.95% per annum.
- The loan tenure is 30 years.
- There is 24×7 customer service.
- There is fast approval of the loan.
- It is minimal documentation.
Paschim Banga Gramin Bank Net Banking
For the net banking facility of this bank, a person has to be an active account holder with a valid 10 digit Indian mobile number. It covers all types of advance accounts and deposits except accounts of deceased, illiterate, HUF, Club and Minor ( below 10 years).
Paschim Banga Gramin Bank Customer Care Number
If you want to contact the bank, you can call on the toll-free numbers mentioned below:
- 18003450222
- 03326676078
- 03326679327
Paschim Banga Gramin Bank Customer Complaints
If you want to file a complaint in this bank, you can contact via:
- Email- complain@mail.pbgb.co.in.
- Fax- 033-26679589/ 26670051
- Phone- 033-26676078/ 26679327/ 26679961
How To Open A Savings Bank Account Paschim Banga Gramin Bank?
- Visit the Paschim Banga Gramin Bank branch.
- Fill in the Account Opening Form (AOF) for a savings account.
- Fill up the form for a savings account.
- Deposit the mandatory documents with the form.
- Verify your documents and the form.
- Obtain the passbook and chequebook.
How To Open A Current Account in Paschim Banga Gramin Bank?
- Visit the Paschim Banga Gramin Bank branch.
- Fill in the Account Opening Form (AOF) for a current account.
- Fill up the form for your current account.
- Deposit the mandatory documents with the form.
- Verify your documents and the form.
- Obtain the passbook and chequebook.
Paschim Banga Gramin Bank FAQs
✅ Is this a government bank?
It is a premier regional rural bank in India.
✅ What is the IFSC Code of this bank?
The IFSC of this bank is UCBA0RRBPBG.
✅ How can I check the balance in this bank?
You can send a missed call to 90220 99400 from the registered mobile number and you can get an instant SMS with your account balance.