Pandyan Grama Bank

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Pandyan Grama Bank

Pandyan Grama Bank is a regional rural bank that has its headquarters at Salem in Tamil Nadu, India. This bank is jointly owned by the Central and the State Government and it is sponsored by the Indian Bank. It was merged with the Tamil Nadu Grama Bank on 1st April 2019 as per the GOI Gazette Notification No. 363 dated January 2019. 

The following table gives a brief about the Pandyan Grama Bank: 

Type Regional Rural Bank
Industry Banking Financial Services
Founded 1 April 2019, 2 years ago
Headquarters 6, Yercaud Road, Hasthampatti, Salem, Tamil Nadu
Area Served Tamil Nadu, India
Key People Shri. S. Selvaraj
Net Income Rs. 1,824.36 crore
Owner Government of India (50%)

Government of Tamil Nadu (15%)

Indian Bank (35%)

Number of employees 2500+
Parent Ministry of Finance, Government of India

Pandyan Grama Bank Offerings

  • Over 40 years of bank service
  • Operating in 16 districts of Tamil Nadu
  • Has more than 300 branches
  • RTGS/ NEFT facility available
  • Western Union Money Transfer
  • Net NPA continues to be NIL for the 13th year
  • Famer’s Training Centre

Pandyan Grama Bank

Gold Loan

The Gold Loan is summarised in the following points: –

  • It is faster than any other loan and a person can get cash within 24 hours.
  • It can be availed for a lot of purposes such as tuition fees, for a wedding, etc.
  • It can be used for an extension of business or even for the working capital requirements.
  • It can be used for paying medical bills.
  • It can be used to get some money in a financial emergency.

Personal Loan

The benefits of Pandyan Bank Personal Loan are as under:

  • It offers the maximum loan amount
  • It has multiple loan repayment plans
  • It is a quick loan approval
  • It is easy and fast processing of the application
  • There is no need for any guarantor
  • There are competitive and attractive interest rates.

Car Loan

The features of Pandyan Grama Bank Car Loan are as under:

  • The interest rate is 7.05% per annum
  • The minimum amount of loan is Rs. 100,000/-
  • The maximum amount of loan is up to 85% of the on-road price of the car
  • The tenure of a car loan is 1 year to seven years
  • The age of the applicant has to be between 21 years to 60 years
  • The processing fee of the loan is 2%
  • The foreclosure charge is 5% of the loan amount

Home Loan

The Home Loan is summarised as under:

  • It provides a range of home loan schemes as per the needs of the customers
  • It has minimal documentation
  • The interest rate is affordable and competitive
  • It provides flexible repayment
  • It has the easy and fast approval

Credit Card

The quantum of Bank loan shall be calculated according to the scale of finance approved by SLBC every year. The credit card provided by the Pandyan Grama Bank is valid for 5 years and is subject to an annual review. The processing fee is decided by the bank

Net Banking

Till now, there has been no facility for net banking at Pandyan Grama Bank.

Pandyan Grama Bank Customer Care Number

In case you want to contact Bank, you can call on the following contact numbers:

  • 04562252633
  • 04562252630
  • 04562252836
  • 04562252631

Pandyan Grama Bank Consumer Complaints

In case of any complaint to Bank, you can either visit the website of the bank to get in touch with the details and the customer care numbers or you can mail them on their email IS 24×7. You can also call on the toll-free helpline.

How To Open Savings Bank Account in Pandyan Grama Bank

  1. Visit the Pandyan Grama Bank branch.
  2. Fill in the Account opening form for a savings account.
  3. Attach or deposit all the mandatory details and documents.
  4. Verify the account opening
  5. Deposit the minimum balance in your account.

How To Open A Current Bank Account in Pandyan Grama Bank

  1. Visit the Pandyan Grama Bank branch.
  2. Fill in the Account opening form for a savings account.
  3. Attach or deposit all the mandatory details and documents.
  4. Verify the account opening
  5. Deposit the minimum balance in your account.

Pandyan Grama Bank FAQs

✅ What is Pandyan Grama Bank?

Pandyan Grama Bank is a bank in India that was established on 9/03/1977. It has its headquarters in Virudhnagar.

✅ How many branches does Pandyan Grama Bank have?

It has a total of 333 branches in Tamil Nadu.

✅ How can I check my balance in Pandyan Grama Bank?

You can give a missed call on 9289202222 and get an instant SMS with the account balance.