Odisha Gramya Bank (OGB) is known as Regional Rural Bank (RRB) set up on 7th January 2013 with the amalgamation of Kalinga Gramya Bank, Neelachala Gramya Bank as well as  Baitarani Gramya Bank concerning provisions of RRB Act 1976.

Odisha Gramya Bank is sponsored by Indian Overseas Bank and is jointly owned by the IOB, Government of India and Government of Odisha. The Odisha Gramya Bank (OGB) is operating in 13 districts of Odisha State with its Head Office at Bhubaneswar.

 

In general Loan on Gold, credit is available at a low-interest rate. Moreover, the reason behind that the Gold Loan comes in the category of secured loans. So the Gold Loan interest rate is less than that of a personal loan or any other kind of loan. Though the Gold loan rate keeps on changing with the passage of time as well as person to person. Odisha Gramya Bank Gold Loan is available at a 1% per month interest rate.

Odisha Gramya Bank EMI Calculator

Gold Loan per gram	₹ 2,776 to ₹ 3,393
Eligible Age	18 to 75 years
Loan Amount Eligibility	₹ 1,000 to ₹ 2,00,00,000
Lowest Gold Loan Interest Rates	0.095

How To Apply For Gold Loan Using Odisha Gramya Bank Netbanking

How To Pay Odisha Gramya Bank Gold Loan EMI Through Netbanking

• One of the most convenient ways to pay EMI through Netbanking is through a mobile phone i.e. you can easily pay your EMI even from your home.
• Also, One can easily pay for EMIs through Internet Banking
• Furthermore, there are multiple other options available for net banking like Paytm, Billdesk, NEFT, etc.

FAQs on Odisha Gramya Bank Gold Loan EMI Through Netbanking

✅What is Odisha Gramya Bank Gold Loan?

Odisha Gramya Bank Jewel Loan is a service for fulfilling the monetary needs of individuals when they need it the most. You can avail of a maximum of ₹5 lacs at an attractive rate of interest for a tenure of a maximum of 36 months and can be used for agricultural as well as nonagricultural purposes.

✅ How much Gold Loan can I get per gram in Odisha Gramya Bank?

The amount of Odisha Gramya Bank Gold Loan you get against 1 gram of Gold depends on the quality of your Gold and the market price of the gold. Odisha Gramya Bank gives you funding of 80% of the total market value of your gold.

✅ What is the Gold Loan interest rate in Odisha Gramya Bank?

The interest rate on gold loan charged by the Odisha Gramya Bank on gold loans varies depending on the amount that is to be borrowed. For knowing the exact rate of interest that will be charged from you, visit the nearest branch of the bank.

✅ How to pay Odisha Gramya Bank Gold Loan online?

The Odisha Gramya Bank provides you with easy payment options for paying your Gold Loan online. You can pay it through debit cards or apps such as Paytm. Call on the customer care helpline number of the bank to know the exact information.