J & K Bank Netbanking

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J & K Bank Netbanking FeaturesJ & K Bank Netbanking

J & K Bank Customers can use Netbanking to make their lives easier. Because the internet is increasingly taking over in today’s world, it’s much easier to manage your funds with a single tap of your finger. You can establish an online profile for your account using only your basic login details.

Get all the information only on the Dialabank website about this service.


  • Check your account statement on the internet.
  • Open a savings account with a fixed deposit.
  • Pay your utility bills, such as your water and power bills.
  • Make payments to merchants.
  • Make a money transfer.
  • Place an order for a chequebook.
  • Invest in general insurance.
  • Recharge your prepaid phone or DVR.

J & K Bank Netbanking Online Registration Process

Step 1: Access the J & K Bank net banking portal’s official webpage.

Step 2: At the bottom of the page, select the ‘Register’ option.

Step 3: Click the ‘Go’ button after entering your client ID.

Step 4: For the system to produce an OTP, enter the registered mobile number.

Step 5: Enter the one-time password (OTP) sent to your registered phone number.

Step 6: Fill in the required debit card information.

Step 7: On the next screen, you’ll be able to set your IPIN to gain access to internet banking services.

J & K Bank Netbanking Login Process

Step 1: Go access the J & K Bank net banking page.

Step 2: To access the login screen, click the ‘Continue to Netbanking’ option.

Step 3: To log into your account, enter your customer ID and IPIN.

How to Check J & K Bank Account Balance Online

Step 1: Log into your J & K Bank net banking account first.

Step 2: Under the ‘Accounts’ menu, select the ‘Accounts Summary’ option.

Step 3: The screen will provide a list of all your accounts.

Step 4: Choose the account for which you want to see your balance.

Step 5: The selected account’s balance and other details will be displayed.

FAQs on J & K Bank Netbanking

✅ What is the purpose of the Verification Code on the Login Page?

We require users to enter in Captch/Verification text, as seen in the image on the same page, for the security of our banking services

✅ What is the difference between an image and a phrase?

When users log in for the first time, they are prompted to create a unique Image/Phrase for added protection. Users should make sure that the next time they try to log in, they only do so if they see their Unique Image/Phrase at the moment of log in.

✅ What are the deadlines for NEFT/RTGS transactions?

NEFT transactions are paid between the hours of 8:00 a.m. and 6:30 p.m. on all bank business days. RTGS transactions are paid between the hours of 8:00 a.m. and 6:30 p.m. on all bank business days.