Himachal Pradesh Gramin Bank Gold Loan
Features of Himachal Pradesh Gramin Bank Gold Loan are:
- A gold loan can be used to fund a variety of needs, including educational expenses, medical situations, vacations, and so on.
- The gold that has been pledged with the bank or financial institution serves as security or collateral for the loan amount.
- Tenure options might range from three months to 36 months.
- Other costs and charges that may apply to a gold loan include processing fees, late payment charges/penalties for not paying interest, appraisal fees, and so on.
- When it comes to repaying a gold loan, borrowers have three repayment options.
- If the borrower repays the interest on a loan against gold on a regular basis, several lenders will grant a discount on the current interest rate. This rebate can be anywhere between 1% and 2% of the original interest rate.
You can visit Dialabank to know more information about gold loans.
Himachal Pradesh Gramin Bank EMI Calculator
| Gold Loan per gram |
₹ 2,776 to ₹ 3,393
|
| Eligible Age | 18 to 75 years |
| Loan Amount Eligibility |
₹ 1,000 to ₹ 2,00,00,000
|
| Lowest Gold Loan Interest Rates | 0.095 |
How To Apply For Gold Loan Using Suryoday Small Finance Bank Net Banking
How To Pay Himachal Pradesh Gramin Bank Gold Loan EMI Through Net Banking
Users can order their loan EMIs online by going to Himachal Pradesh Gramin Bank’s official website. You must first log in and afterwards, enter your login details. After logging in successfully, you can choose the affordable loan card and pay the EMI using the Bank balances. Contact number the bank’s customer service team here between the working hours, on workdays, with questions, concerns, or concerns about loan repayments.
FAQs on Himachal Pradesh Gramin Bank Gold Loan EMI Through Net Banking
✅ What are the repayment options for gold loans?
Repayment options available are regular EMI repayment, Bullet repayment, partial repayment, or pay an interest rate as EMI and principle later.
✅ How can you pay off a gold loan online?
On their lender’s website, a borrower can simply pay their loan EMI via net banking, credit/debit cards, or UPI. This service is also available on Paytm wallet for various banks and NBFCs.
✅ What is the value of a gold loan?
An authorized evaluator performs the process of gold loan value at the lending bank’s branch. Your gold is appraised and its market worth is determined by the evaluator. The bank then provides you with the maximum loan amount you can get based on this assessment, as well as a rate of interest.
