AU Small Finance Bank
The AU Small Finance Bank, as the name suggests is a small finance bank with operations across 500+ touchpoints which includes 306 branches of the bank, 106 asset centres, 23 offices and 291 ATMs over 11 states of the North West and central India. The bank has a team of 100000+ employees.
AU Small Finance Bank Offerings
The bank offers the following services:
- Personal Banking
- Online Banking
- Internet Banking
- Business and Corporate Banking
- Insurance
AU Small Finance Bank Loans Offered
The bank was founded on 19th April 2019 and the loans offered by the bank are mentioned below:
AU Small Finance Bank Gold Loan
The features of the gold loan are as under:
- Interest rate- 7%
- Prepayment charges- nil
- Tenure of the loan- 12 months
- Quicker loan dispersal
- Minimum documentation
- Lowest interest rates
AU Small Finance Bank Personal Loan
The features of the personal loan offered by the bank are as under:
- Minimum loan amount- Rs. 2 lakh
- Quick approval rate
- Transparent process
- Easy and flexible repayment options
- Flexible tenure
- Top-up facility if you are availing a higher loan amount
AU Small Finance Bank Car Loan
The features of a car loan provided by this bank are as under:
- Attractive interest rates
- Wide scope of customers
- Wide range of customers
- Wide range of cars
- Flexible tenure of the loan
- Hassle-free process
AU Small Finance Bank Home Loan
The home loan offered by this bank has the following features:
- Interest rate- 12%
- Processing fee- 2%
- Maximum loan tenure- 20 years
- Maximum loan amount- Rs. 25 lakh
- Also offers financial relief to the borrowers under PMAY Class.
AU Small Finance Bank Credit Card
The bank also offers credit cards with an array of benefits for the customers and in order to provide them with an ultimate customer experience. The benefits of credit cards are mentioned below:
- Exciting cashback benefits
- Accelerated reward points
- Complimentary device insurance
- Amazing welcome and milestone benefits
AU Small Finance Bank Net Banking
The bank also provides the facility of net banking. It gives you the convenience of banking from the comfort of one’s home. It is an intuitive banking experience and also a platform where it provides personalised and tailor-made solutions to each and every customer. It is also a safe way to transact. The features of net banking are as under:
- You can apply online
- Grow your wealth by investing
- Customized access
- Personalized offers
- Payment options
- Automatic payment facility
AU Small Finance Bank Customer Care Number
If you want to contact the bank in case of any problem, issue or query, you can easily reach out to them at 1800 1200 1200.
AU Small Finance Bank Customer Complaints
How do I activate Net banking in this bank?
You need to log in on the website and then, you have to register yourself.
Is this bank safe?
Yes, it is absolutely safe and it is the most reliable option.
How do I stop a transaction on my debit card?
You can tell the issuer of the card by phone or email and he will stop the payments.
How To Open A Savings Bank Account in AU Small Finance Bank?
If you want to open a savings bank account in this bank, follow the steps mentioned below:
- Visit the bank branch.
- Fill up the Account Opening Form for the savings account
- Attach the required documents.
- Verification will be done by the banker.
How To Open A Current Account in AU Small Finance Bank?
If you want to open a current bank account in this bank, follow the steps mentioned below:
- Visit the bank branch.
- Fill up the Account Opening Form for the current account
- Attach the required documents.
- Verification will be done by the banker.
AU Small Finance Bank FAQs
✅ Is this bank under RBI?
The Reserve Bank of India has issued a license to this bank under Section 22(1) of the Banking Regulation Act.
✅ Why the small banks are better?
The small banks are more likely to receive the same services as you expect from a bank and that too at considerably lower costs.
✅ Where is the Headquarters of AU Small Finance Bank?
The headquarters is located in Jaipur, India.
