Allahabad UP Gramin Bank
Allahabad UP Gramin Bank, situated in Uttar Pradesh, is a regional rural bank created under the notification of 2nd March 2010 laid under the Indian Ministry of Finance under Sub-Section (1) of Section 23 A of the Regional Rural Bank Act, 1976 (21 of 1976). The bank was founded by the amalgamation of the Lucknow Kshetriya Gramin Bank and Sitapur and Triveni Kshetriya Gramin Bank, Orai in the year 2010. This bank is sponsored by Allahabad Bank, its headquarters are in Banda, UP, India with 1308 branches across the state.
Allahabad UP Gramin Bank Offerings
Allahabad UP Gramin Bank offers a variety of services such as:
- Mobile Banking, Balance Enquiry, Balance Transfer
- Account Opening – Current Account, Savings Account, Term Deposit
- Loans – Gold Loan, Car Loan, Home Loan, Personal Loan, etc.
Allahabad UP Gramin Bank Loans Offered
- Car Loan
- Gold Loan
- Home Loan
- Personal Loan
Allahabad UP Gramin Bank Gold Loan
- A person can mortgage their gold ornaments with the bank and get a decent amount against the loan.
- The applicant should be 18 years old.
- The rate of interest generally starts from 11.00% to 12.00% but is subject to change from time to time as per the instructions.
Allahabad UP Gramin Bank Personal Loan
Some of the features of Personal loans are:
- They are approved quickly.
- Attractive interest rates
- No guarantor required
- Easy repayment options
Allahabad UP Gramin Bank Car Loan
| INTEREST RATE | 10.75% |
| LOAN TENURE | Max. 84 EMI |
| PROCESSING FEE | As decided by the bank from time to time |
| GUARANTOR REQUIRED | Yes |
| PRE-CLOSURE CHARGES | As decided by the bank from time to time |
Allahabad UP Gramin Bank Car Loans offers a ton of benefits like
- Simple reimbursement options
- Less documentation
- Less handling fees
- Special interest rate if you are an existing customer with the bank.
Allahabad UP Gramin Bank Home Loan
| INTEREST RATE | PLR – 5.45% i.e. 8.30% |
| LOAN TENURE | 20 Years |
| PROCESSING FEE | As decided by the bank from time to time |
| GUARANTOR REQUIRED | Yes |
| PRE-CLOSURE CHARGES | As per the bank’s discretion |
- The candidate must be an Indian Citizen.
- To avail of a home loan, a candidate should be of 18 years or below 70 years of age at the time of loan maturity.
- An applicant should be a salaried individual or self-employed and have a regular income.
Allahabad UP Gramin Bank Credit Card
Allahabad UP Gramin Bank Credit Card provides facilities such as:
- A bank or financial institution can approve a Credit Card.
- Collect reward points
- Large ticket purchases
- Cashback
- ATM cash withdrawal with 0% interest
- Security against fraud, and so on.
Allahabad UP Gramin Bank Net Banking
Customers of Allahabad UP Gramin Bank have access to netbanking via these platforms:
- RTGS (Real Time Gross Investment)
- NEFT (National Electronic Funds Transfer)
- IMPS (Immediate Payment Service)
- Aadhar Enabled Payment Service
Allahabad UP Gramin Bank Customer Care Number
| Location | Phone Number |
| All-India Numbers | 05192220109/05192221096 |
| Head Office – Banda | 05192220109/05192221096 |
| Bahraich | 05252232106 |
| Banda | 05192220443 |
| Lakhimpur | 05872263307 |
| Mirzapur | 05442245769 |
| Orai | 05162252435 |
| Sitapur | 05862220508/05862220504 |
| Chitrakoot | 05198210205 |
| Mahoba | 05281210427 |
| Bhinga | 05252236693 |
| Biswan | 05863232133 |
Allahabad UP Gramin Bank Customer Complaints
Allahabad UP Gramin Bank Customer Care Number can help its customers to solve their queries. The applicant can call the customer care numbers and ask for assistance, and they will further guide you. It is a simple way to solve your queries and problems.
How to Open a Savings Account in Allahabad UP Gramin Bank
One can follow these steps to open a Savings Account in Allahabad UP Gramin Bank.
- Visit the bank’s branch.
- Fill up the savings account form with the help of the bank executive.
- Attach the necessary documents and submit them along with it.
- Once the bank does the verification, make a minimum deposit to the savings account.
- After the procedure is done, ask the bank for a cheque book, passbook, debit card and other necessary documents.
How to Open a Current Account in Allahabad UP Gramin Bank
One can follow these steps to open a Current Account in Allahabad UP Gramin Bank
- Visit the bank’s branch.
- Fill up the savings account form with the help of the bank executive.
- Attach the necessary documents and submit them along with it.
- Once the bank does the verification, make a minimum deposit to the current account.
- After the procedure is done, ask the bank for a cheque book, passbook, debit card and other necessary documents.
Allahabad UP Gramin Bank – FAQs
✅ What is the balance check toll-free number of Allahabad UP Gramin Bank?
Customers can check their Allahabad UP Gramin Bank balance check by a missed call on 05192220109. Call on this number to receive an SMS of your account balance.
✅ How can I register my mobile number with the Allahabad UP Gramin Bank?
Follow the steps below to register your mobile:
- Visit the bank’s branch and fill-up the form related to mobile number registration.
- Don’t forget to click on ‘Mobile Banking’ to enable the service ahead of verification.
- Tick mark on SMS banking for SMS banking service.
- Submit the form, and your number will be registered with the bank.
- Bank will update the number with 10 working days.
✅ What is the IFSC code of Allahabad UP Gramin Bank?
The IFSC code of the Allahabad UP Gramin Bank head office, located in Banda, Uttar Pradesh, is ALLA0AU1086.
