Naini Gold Credit Card Features
Key Features:
- Availability: Available for Salaried, self-employed, professionals.
- Variant: The card is a signature card.
- Interest-free credit Period: The credit amount can be availed between 20 to 50 days.
- Low rate of Interest: The interest rates availed on the credit is very low.
- Cash Advance: Cash withdrawal is available at any ATM.
- National acceptance: The classic Gold card is nationally accepted.
Additional Features:
- Annual Fee: There is no annual fee required by the bank on the Naini Gold credit card.
Naini Gold Credit Card Eligibility:
Eligibility Criteria |
Details |
| Minimum Age requirement | 18 years |
| Maximum Age requirement | 65 years |
| Minimum salary for Salaried & Self employed | 60,000 |
| Minimum salary for Business professionals | NA |
| Other requirements | Cibil Score | Credit History |
Naini Gold Credit Card Documentation:
| Income Proof | Residence Proof | Identity Proof |
| Bank Statements | Utility Bills | Aadhar Card |
| Salary Slips | NAREGA Form | Aadhar Card | Ration Card |
|
Form 16 |
Driving Licence | PAN Card |
Naini Kisan Credit card Fee & Charges:
Services |
Fees and Charges |
| Annual Fee | NIL |
| Joining Fee | NIL |
| Renewal Fee | NA |
| Interest Rate | Low |
| Supplementary Card | NIL |
Naini Gold Credit Card Limit:
Under this scheme, credit of up to Rs. 50 lakh is provided to cardholders as a revolving cash credit and term loan form.
How to apply for a Naini Gold credit card
- Dialabank helps you to apply for a Gold credit card.
- You can visit the ‘Credit Cards’ page.
- Enter your personal and contact details.
- After the verification, a representative from the bank will get in touch with and ask to guide you through the process.
- You may have to submit KYC documents and income proof to get a Naini Kisan Bank credit card.
- You can also visit the nearby Nainital Bank branch to apply for a credit card.
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FAQs
