Personal Loan Lakhisarai

Major Personal Loan Providers in Lakhisarai

Personal Loan Lakhisarai

Does your child want to settle abroad? But lack of cash is prohibiting you to send your child? Don’t negotiate with your child’s destiny. Dialabank provides assistance for fulfilling your dreams!

A personal loan will defeat all the financial hurdles that come between you and your desires. This loan will be endorsed within 48 hours of certified authentication and very little paperwork is required for this loan. After all, you don’t need to submit any collateral security!

It is an unsecured loan with feasible low-interest rates. Your creditworthiness should be good and you should have a decent source of income.

There are not any constraints on the aim of using this loan. you’ll be able to use it anywhere you would like.

Click here to get an Instant Personal Loan

Personal Loan Lakhisarai Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Lakhisarai

Salaried Customers:

1. Submit your identity proof. It can be anyone of Aadhar card or driver’s license.
2. Submit the salary slips for the past three months.
3. Tender the Bank statements for the last 6 months
4. Submit a duplicate of your PAN Card.
5. Submit your residence proof (Owned/Rented/Company provided)
6. Tender your two recent passport-sized photographs.

*NOTE: If you reside in a rented apartment, then rent agreement has to be attached.

Self-Employed Customers:

1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
2. You should also submit a copy of your PAN Card.
3. Aadhar Card is required for identity proof.
4. Residence Proof (owned/rented) is also compulsory to be submitted.
5. You have to submit two of your recent passport-sized photographs.

 Eligibility Criteria for Personal Loan Lakhisarai

Salaried Applicants

1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years so as to use for a personal loan.
2. The applicant should have a minimum of 3 years of experience and you ought to be receiving a salary in your own account.
3. The credit history of the applicant should be perfect.
4. You need to specify your job location.
5. You should be earning a minimum of Rs. 25000 per month.

Self-Employed Applicants

1. The minimum age requirement of an individual should be 25 years in order to apply for a loan.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are operating a business, then your business should be working actively for the past 3 years.
4. Your credit score should be worthy enough to relinquish you credit.
5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
6. The applicant is required to attach his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Lakhisarai?

1. No need to mortgage your property for acquiring the loan.
2. A personal loan can be utilized for many purposes. You can use this amount wherever you want.
3. The amount to be sanctioned will depend on your CIBIL score.
4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

How to apply for Personal Loan Lakhisarai?

1. Visit our website by clicking on the link Dialabank.
2. There is a loan section, go there and click on the personal loan.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Lakhisarai

To get your application fee for the personal loan process, you wish to pay a processing fee to Banks or NBFCs. the worth of this processing fees lies within the range of 1.5% – 2.5% of the sanctioned loan amount.

If you’re precluding a component of your loan amount before the completion of your tenure, then you’ve got to pay a penalty for prepayment. you can not close your loan before 12 months in most situations. The prepayment penalty charges depend upon the amount of years that loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

Personal Loan Lakhisarai EMI Calculator

You’re vulnerable to pay fixed installments per month to the bank as a procedure of repayment of the loan amount. these fixed payments are called EMI or Equated Monthly Installments. The rate of interest is set after ascertaining your financial status. Your EMI are going to be calculated after taking the rate and therefore the tenure of the loan into consideration.

CIBIL Score required for Personal Loan Lakhisarai

Banks and NBFCs have their own norms for the CIBIL score for lending purposes. Mostly, a CIBIL Score of 750 is preferred by most of the lending institutions.

Banks and NBFCs want to determine how you acknowledged to previous loans through your CIBIL score. they need to make sure that there are not any delayed payments hitherto.

Personal Loan Lakhisarai Agents

Dialabank is that the prominent assistant for taking consumer loans in Lakhisarai. You can apply online at Dialabank or give a call at 9878981166.

Dialabank helps you to find the proper Bank or NBFCs by showing you comparative analysis between banks. Visit our website www.dialabank.com and fill an easy form with all necessary details like personal and employment details. Our customer relationship managers will soon get in-tuned with you.

Personal Loan Lakhisarai Contact Number

Call 9878981166 and to get immediate help and advocacy for Personal Loan in Lakhisarai.

Pre Calculated EMI Table for Personal Loan Lakhisarai

Click here for Personal Loan EMI Calculator

About Lakhisarai

It is a town in Bihar. It has a population of over 1,00,000 people.

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