Major Personal Loan Providers in Shirpur
Feature | HDFC Bank | Private Bank | Bajaj Finance |
Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
Overdraft Facility | No | No | Yes |
Personal Loan Shirpur Features
Personal Loan is a type of loan that is available for you. This type of loan is not only of an unsecured nature with very fewer documents needed with even lesser paperwork. This type of loan may be approved in up to 48 hours to get approved following the process of verification.
Personal Loan Shirpur provides financial aid assistance to all customers at an affordable as well as cost-effective interest rates. To get a Personal Loan, the applicant is required to have a comparatively stronger and dependable source of income and also a fairly good credit history profile.
In order to apply for a personal loan, Shirpur click on Personal Loan
Personal Loan Shirpur Interest Rates
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents for Personal Loan Shirpur
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Statements for the salary of the past three months.
-
Bank declarations over the last 6 months
- PAN
- Proof for Residence (Own/Rent/Company provided)
- Passport-size photograph – 2
Self-Employed Customers:
-
All financial statements (Balance Sheet, P&L Statement and ITR files) are needed.
- PAN Card
- Aadhar
- Residence Proof
- Passport-sized photographs- 2
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Shirpur
Click here to know more about personal loan eligibility
Salaried Applicants
-
The candidate’s base age should not be under 21 or over 60 years of age.
-
In any case, the applicant must have three years of work comprehension.In their accounts, the compensation should have been transferred as it was.
-
The applicant should have a credit history that is outstanding.
-
It should state the work position of the applicant.
-
The minimum income for the borrower must be at least INR 25,000 p.m.
Click here to know more Salaried Applicant
Self-Employed Applicants
-
A minimum of 25 years should be the age of the autonomous person applying
-
For the past three years, the borrower applying for a personal loan should have been filing ITR. If the borrower is a businessman, then the company has to run well for the past 3 years.
-
The applicant’s credit score should be fine, and no debt or dues should be pending.
-
The applicant’s annual income will have to be no less than Rs 2.5 lakh.
-
For personal loan approval, the entire document verification process requires borrowers to apply their financial statements and their bank statement from the past three months.
Click here to know more Self-employed Applicant
Why Apply for Personal Loan Shirpur?
-
There is no hard and fast law for depositing any mortgage or collateral into the bank as a safe.
-
A personal loan is a kind of multidimensional loan, so that it can be used for any kind of problems.
-
The amount of personal loans is dependent solely upon the applicant’s repayment ability.
-
No nominee or guarantor is expected of a Personal Loan.
How to apply for Personal Loan Shirpur?
- Visit this website: www.dialabank.com.
-
Go to the section on loans, and go to the personal loan page. It will lead you to the comprehensive personal loan data where you can choose your city.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Shirpur
Click to know more about personal loan interest rate
Personal Loan Shirpur EMI Calculator
CIBIL Score required for Personal Loan Shirpur
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Shirpur Agents
You can easily apply online at www.dialabank.com or give a call at 9878981166
Personal Loan Shirpur Contact Number
Pre Calculated EMI Table for Personal Loan Shirpur
Click here for personal loan EMI calculator
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Shirpur
FAQs About Personal Loan Shirpur
Who can apply for a Personal Loan in Shirpur?
What is the tenure of Personal Loan in Shirpur?
Can my application for Personal Loan Shirpur get rejected due to my CIBIL score?
Other Cities For Personal Loan In Maharashtra
Personal Loan Tirora | Personal Loan Solapur |
Personal Loan Tasgaon | Personal Loan Sinnar |
Personal Loan Talegaon Dabhade | Personal Loan Sillod |
Personal Loan Swargate | Personal Loan Shrirampur |